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Westford Composting Open House

Saturday, August 16, 2025, from 9:00 am – 11:00 am
Location: Lawn at 39 Main Street, Westford (across from Muffins on Main)
Volunteer members of the Westford Recycling Commission will show Westford residents how to compost organic material. Composting diverts food wastes from the trash and reduces the high cost of Westford’s trash collection. Organic material can represent up to 20% of the weight of our trash.
Earth Machine composters will be available to Westford residents at the demonstrations for only $25 each at a discount from a state grant. Checks should be made out to the Town of Westford.
Westford residents can always purchase an Earth Machine backyard composter for $25 by contacting Nicole Feliciano at the Westford Highway Department at 978-692-5520 or by email: nfeliciano@westfordma.gov.
For more information on composting, visit www.westfordma.gov/recycling. Follow us on Facebook: www.facebook.com/WestfordRecyclingCommission

The Littleton Lyceum

 
The Lyceum movement began in the United States in the late 18th century as a means of bringing education and cultural enrichment to people living in small towns that may not have access to institutions such as colleges, museums, or theater.

The Littleton Lyceum was formed by Rev. William White in 1829. Some of the topics presented in the first 30 years were: Magnetism, Intemperance, Anti-Slavery, Female Education, Witchcraft, Elocution, and The Moral Dangers of the Country.

At the height of the movement, there were over 3,000 Lyceums in the U.S. After the Civil War, with the proliferation of newspapers and magazines, many Lyceums disappeared. As time went by, The Littleton Lyceum broadened its scope, expanding to include entertainment programs such as music and magic shows.

These days, the Littleton Lyceum offers a combination of education and entertainment, and strives to provide both quality and affordability. It is the oldest continuous Lyceum in the country.
This year is its 196th and its lineup includes: The Love Dogs band, Eyes on Owls, The Oak Hill Project, and Odaiko Japanese drumming. Be sure to check out the website at littletonlyceum.org.
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BATTLE OF BUNKER HILL
Presentation at Fort Devens Museum August 16

The Battle of Bunker's Hill is a milestone in American history; but also a terribly misunderstood battle. Far too often folklore and myth have replaced fact so that today most narratives are confused and misleading. Why didn't the British outrank the Americans on Charlestown neck? Were there really three frontal assaults? Did the British outnumber the Americans? And did the Americans really only lose the battle when they ran out of ammunition? This 1:00 August 16th presentation will look at why the leaders made the decisions they did based on facts at the time. Rather than British arrogance and American inexperience, most decisions were based on sound reasoning at the moment.
Mark Nichipor is a local historian interested in the Colonial and Revolutionary History of New England. He was a National Park Service Ranger at Revolutionary War sites until retiring after nearly thirty years. He served as an instructor in the NPS Historic Weapons Safety Program and ran The Staff Ride Programs for military visiting Minute Man and Bunker Hill parks. He has a number of published articles on Revolutionary War history.
The museum is open to the public from 10 to 3 on this day with the program at 1:00. Please call 978-772-1286 or email info@grotonhistory.org for more information.

Habitat for Humanity North Central Massachusetts, Inc.: Affordable Home Repairs for Seniors Aging in Place

The Greater Lowell Community Foundation (GLCF) announces that Habitat for Humanity North Central Massachusetts was awarded $7,000.00 through the 2024 Leclair Elder Services Discretionary Cycle to complete interior and exterior repairs, focusing on addressing structural issues, safety concerns, and making necessary updates to ensure accessibility. All of these efforts are key in fostering stability and dignity for older homeowners.
From their Grant Report: The funding provided by this grant enabled four senior residents to remain in their homes by reducing utility bills, repairing floors, windows, and walls, and installing a new stove, thereby allowing them to maintain their independence. With $7000, we completed four projects, impacting six residents. The projects included window replacements, gutter and door repairs, a gas stove replacement, and wall and floor repairs for residents in Groton and Littleton. All four heads of household responded that their homes were either safer, healthier, or more accessible after the repair was completed, and believed they could now remain in their home for longer than planned.
Success Story: Marie G lives in Littleton by herself. She is over 65 and needed a window replacement due to age, drafts, and leaks. The wall and floor underneath the window were deteriorating, so you could see the outside through the wallboards. With the help of the LeClair Elder Services grant, we replaced the window and fixed the walls and the floor so that everything was tightly sealed. Marie called and expressed her gratitude and happiness with the work done by Dan on her house, as well as the team effort from those in the office and those who made it financially possible (LeClair) to get her project taken care of. “Dan did excellent work and was a pleasure to have around for a couple of days!” She is just extremely appreciative of his personal style and quality of work.

Roudenbush Community Market

Located at 25 Depot Street, Westford Ma 01886 from 3pm to 7pm.  New and exciting vendors every week from July 1 – August 26th. 

August 12 – Health and Safety Week
Vendors scheduled to appear: Kyndras Kitchen, Good Karma Goodies, Farmer Dave's, Extended Healthspans & Walk with Doc, Purple Acornz Creations, Aroma Glow, Good Pickin Farm, Pleasant Street Bread, TwiztedPickle, Whole Pet Veterinary Center, Westford Coalition for Non-Violence, Live for LivWestford Health Dept., EDD JORDAN LLC, Friends of the Library, Westford Fire Department 4 to 6pm, Westford Police Department, Skill of Stregth, Northern Middlesex Council of Goverments (NMCOG), Atlas Unearthed, Milva Pottery, and Wilmington Honey Bees.

Is Your Retirement at Risk?

Retirement should be an exciting time, but you’ll need to plan for it. Otherwise, your retirement may not stack up to expectations.
Begin by outlining how much you think you’ll spend in retirement. You may plan to live simply or travel worldwide. Either way, calculate how much income you’ll need each year and the total years you'll be retired.
Next, think about how much risk you're willing to take. Of course, the biggest risk is not reaching your retirement goal. So, you'll want investments that help grow your savings but without so much risk that you feel nervous. A financial advisor can help you find investments that work for you.
If you're not already saving, start now. The earlier you begin, the better. If you’re 50 or older, you can make pretax catch-up contributions to retirement plans.
Retirement should be a time to enjoy what you’ve worked so hard to earn. Planning for what you’ll need and protecting those savings can help ensure a comfortable future.
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Alan Bell, AAMS™, 222 Great Road (Donelan's Plaza), Suite 8, Littleton, MA 01460, (978) 486-1059, alan.bell@edwardjones.com.
Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.
Edward Jones, Member SIPC

Adam Stark receives 2025 INFRA Cheryl Hughes Brix Award

Congratulations to Debra's 2nd generation owner, Adam Stark. Adam received the 2025 INFRA Cheryl Hughes Brix Award for leadership in the natural products industry. After 9 years on the board of directors in Minneapolis and 30 years in Concord, Adam has made the Deb's Natural Gourmet team proud. The Brix award is because the store is "bricks and mortar". In addition to honoring Adam, his Mother was recognized with the naming of the Debra Stark Award.
If you haven't been to the Concord store, make it a field trip. The store has two locations next door to each other. You will love them both!

Tee Off for a Cause at
the Annual Building Dreams Golf Tournament!

Leominster, MA – [July 31, 2025] – Habitat for Humanity North Central Massachusetts is thrilled to invite community members, businesses, and supporters to the Annual Building Dreams Golf Tournament on Tuesday, September 9, 2025, at the stunning Red Tail Golf Club in Devens, MA.
This exciting event brings together golf lovers and community champions for a day of fun, networking, and philanthropy — all in support of Habitat NCM’s mission to build strength, stability, and self-reliance through shelter.
Event Details:
Red Tail Golf Club – Devens, MA
Tuesday, September 9, 2025
Schedule:
  • 7:00 AM – Registration
  • 8:15 AM – Shotgun Start
  • Lunch immediately following play
Whether you're swinging for the green or cheering from the sidelines, your participation helps fund three new affordable homes and over 35 critical home repairs each year for families in our local communities.
Golfer spots and sponsorships are available now – but selling fast!
Register today: https://lp.constantcontactpages.com/ev/reg/8gfsyam
A special thank you to our generous sponsors, whose support makes this event possible:
All One Credit Union, The Law Office of David R. Rocheford, Jr., P.C., Rollstone Bank & Trust, McCarty Companies, Package Steel Systems, Inc., Main Street Bank, Doors Unlimited Inc., J Ferrera Associates, Inc., Rotary Club of Nashoba Valley, James Monroe Wire & Cable, GFA Federal Credit Union, Fidelity Bank MA, The Majestic Group, Powell Stone & Gravel, DMH Electric, Inc., Middlesex Savings Bank, Country Bank, Darcangelo Realty Group, and New England Sheets.

About Habitat NCM 
Habitat for Humanity North Central Massachusetts (NCM) offers a hand up, not a hand out, to hard-working, low-income families in central Massachusetts seeking affordable homeownership. Through volunteer labor and donations of money and materials, Habitat NCM builds and rehabilitates simple, decent houses alongside our homeowner partner families. Habitat NCM also operates the Leominster ReStore, which raises funds through the sale of discounted or recycled materials and furniture to support Habitat’s mission of providing affordable housing.

Fresh Start Furniture Bank in Hudson Requests Donations

Today (7/29) was hotter than hot but client families showed up to “shop” and donors came in a steady stream. We are very low on a lot of items; if you can help us by bringing your used (or new!) items, it would be so appreciated.

We need:
Couches, dish sets, small appliances (toasters, blenders, microwave ovens), and air fryers, book cases, storage cabinets, table lamps and vacuum cleaners.
Kitchen items: Large skillets, large pots, cereal bowls, drinking gasses, pot holders, cooking & baking pans.
Linens: Throw blankets, twin & full bed blankets, crib sheets, towels, queen & full sheet sets.

Finally - we have no shower hooks and liners in inventory at present.

Help if you can!
Check our website for location and hours to donate. www.freshstartfurniturebank.org
Thank you!

Myles Above in Heaven

A support group for mothers in the loss of a child..........

Saturday August 16, 2025
10:30am-12:30pm

Hudson Public Library
Tavare Room
3 Washington St
Hudson, MA

www.mylesabove.org

Divorce Support Group by Remote Meeting

Are you thinking of separating or going through the divorce process? The Metro-West Boston Divorce Support Group is a confidential peer-support group with no religious affiliation. Men and women from all towns are welcome. Our group has been meeting in Acton for decades. Now we are continuing weekly on Thursday evenings by remote videoconference. For more information, call Doreen 617-957-0838 or contact paulbaker01@verizon.net
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NASHOBA SYMPHONIC BAND ANNOUNCES 10TH ANNIVERSARY SEASON


The Nashoba Symphonic Band, under the direction of David Wayne Bailey, is pleased to announce it's Tenth Anniversary Season, opening on Sunday November 2nd at 3 p,m., featuring Kabalevsky's Colas Breugnon Overture, Variations on a Korean Folk Song by John Barnes Chance, and Robert Russell Bennett's classic, Symphonic Songs for Band, as well as marches and galops. On Saturday, February 7th at 2 pm., the NSB will perform The Solitary Dancer by Warren Benson, the ballet music from Gounod's Faust, and Symphonic Dances from “Fiddler on the Roof.” The Tenth Anniversary Concert on Sunday May 3rd will showcase a performance of Stravinsky's Firebird Suite, together with Dancing at Stonehenge by Anthony Suter and Polka from The Age of Gold by Dmitri Shostakovitch with marches and lighter fare. The Graduation Concert on Thursday June 11th will feature Clifton Williams's Symphonic Dance No.2 “Fiesta” and solos by graduation members of the band.

All concerts are performed at Nashoba Regional High School. Rte 117 (GPS says Green Road), Bolton MA. And are FREE and open to one and all. Facilities are wheelchair accessible.

The Nashoba Symphonic Band welcomes new members at the beginning of each season and at the Thursday rehearsal immediately following each concert. The first fall rehearsal is on Thursday August 28th at 7 pm. With registration beginning at 6 pm.
There are no auditions, but players should be comfortable working on advanced level music. Students, grade 8 and above are also welcome, with recommendation from high school instrumental director or private instructor.

This fall we are seeking two trumpets, two french horns, bass trombone and one or two tubas. All other instruments, ask first. For those interested or any questions, please contact David Bailey baileydavidwayne@gmail.com.

Nashoba Symphonic Band is a program of the Nashoba Regional High School Friends of Music and supported, in part, by the kind grants of cultural councils in Bolton, Lancaster, Stow, Clinton, Ashby and Lunenberg, local agencies supported by the Mass Cultural Council, a state agency.

Westford Composting Open House

Saturday, August 16, 2025, from 9:00 am – 11:00 am
Location: Lawn at 39 Main Street, Westford (across from Muffins on Main)
Volunteer members of the Westford Recycling Commission will show Westford residents how to compost organic material. Composting diverts food wastes from the trash and reduces the high cost of Westford’s trash collection. Organic material can represent up to 20% of the weight of our trash.
Earth Machine composters will be available to Westford residents at the demonstrations for only $25 each at a discount from a state grant. Checks should be made out to the Town of Westford.
Westford residents can always purchase an Earth Machine backyard composter for $25 by contacting Nicole Feliciano at the Westford Highway Department at 978-692-5520 or by email: nfeliciano@westfordma.gov.
For more information on composting, visit www.westfordma.gov/recycling. Follow us on Facebook: www.facebook.com/WestfordRecyclingCommission
 

Parish Center for the Arts Happenings

10 Lincoln Street, Westford

Music & More!
Ongoing 3rd Friday Bluegrass Jam
A community event open to the public. All are welcome, 7-10pm. You can bring your banjo, fiddle, voice, or just come to watch every 3rd Friday in a month from September-June! Everyone has a great time. Future Dates: 8/15, 9/19, 10/17, 11/21, 12/19, 1/16/26, 2/20, (No March), 4/17, 5/15, 6/19, 7/17, 8/21...

Ongoing Thursday Night Sing & Jam
A community event open to the public weekly on Thursdays from 7-10pm (year-round). Bring your instrument &/or voice and join the Sing & Jam fun! $5 suggested cover. Future Dates:  8/7, 8/14, 8/21, 8/28 …

Current Volunteer Opportunities!
Concerts & Events
For every concert and event during a season, the PCA has to be set up accordingly with chairs and/or tables for the audience (and taken down after the fact). We need greeters and box office support, and the sprucing up of the Hall post show. Many hands make light work & you get to see a show free! Training, if needed, is provided. Ongoing opportunities will be posted in this newsletter, but if you’d like to be emailed directly when needs arise, email Volunteer Coordinator Carol Wing to get on the “Volunteer” list.
Arts in the Loft
The PCA’s Arts-in-the-Loft program is growing and we’re in need of after-school youth and evening adult art instructors.  If you are interested, or know someone who might be interested, reach out to PCA’s Business Manager JulieAnn Govang!  Classes to resume in October’2025.

Board Members Welcome
The PCA Board is the governing force behind all you see, and it takes committed volunteers to keep things running smoothly.  Would you like more information about getting more involved in all things PCA? Contact PCA’s President Raj Puranik!
 

Minuteman Senior Services is in Need of Volunteer Meals on Wheels Drivers and Dining Site Assistants.

For 50 years, Minuteman Senior Services has provided older adults, people with disabilities, and their family caregivers with the information and assistance they need to make informed decisions about their care and support, helping them achieve their goals for living in community. Minuteman delivers over 20 programs and services, made possible in large part by the dedication of over 400 volunteers who support Minuteman each year.

We are looking for volunteers to help deliver lunchtime meals to homebound older adults, or to serve congregate senior dining at local Senior Center one day a week during weekdays. For additional information, please contact our Volunteer Coordinator at 781-221-7093 or email volunteer@MinutemanSenior.org.

“Blessing of the Animals”

August 10, 2025
9:30AM
West Chelmsford United Methodist Church
242 Main Street
North Chelmsford, MA 01863
www.wcumc.us

For everyone's safety, please have your pets on leashes, in carriers, or otherwise controlled.
We are partnering with the Lowell Humane Society to help families in need feed their pets. Please, if you are able, bring a donation of cat and/or dog food that will go to the Lowell Humane Society Pet Food Pantry.
See website for additional event details -
https://www.wcumc.us/events/blessing-of-the-animals-worship-service
To see pets that are currently available at the Lowell Humane Society, log on to https://www.lowellhumanesociety.org//adoption/available-pets/
 

We Want to Hear About Your Vision
for a Sustainable Littleton!

Join the Littleton Sustainability Committee and Northern Middlesex Council of Governments (NMCOG) for a public workshop related to Littleton’s Climate Action Plan (CAP). The CAP represents a significant step toward creating a more sustainable and resilient Littleton and will serve as a guide for the Town to achieve these goals. Your input is crucial! This event will provide residents with the opportunity to learn more about the climate action plan and share their ideas on actions the Town can take to address climate change.
Date and Time: Tuesday, August 12th at 6:00 PM
Location: Littleton Elder and Human Services Center (33 Shattuck Street, Littleton, MA 01460)
Please register at: https://www.surveymonkey.com/r/LittletonCAPForum1
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WestfordCAT is Making Magic in Westford with Special Guest Show

Mark your calendars!  Westford Community Access Television (WCAT) is branching out into LIVE performances when they present regional-favorite Magician Stephanie Beach in a show to support local journalism.  Beach will take the stage at Parish Center for the Arts (10 Lincoln Street) in a daytime family-friendly performance on August 23 from 11am-12:30pm.  Tickets are $5 for kids; $10 for adults; or $20 family cap, and are available at westfordcat.networkforgood.com/events/89074-westfordcat-sponsors-stephanie-beach-magic-show.

Stephanie Beach is a top rated Magician who presents a professional magic show that delights and entertains all audiences. She has performed for such companies as Play Cafe Leominster, New Hampshire Merrimack Rotary Club, the Lawrence Mass Boating Community, Music Makers of Acton, YMCA, Boys and Girls Club and many more.

All ticket and concession proceeds will support fundraising efforts for WCAT’s non-profit organization, dedicated to bringing the Westford Community (& beyond) authentic, valuable local news. By supporting local journalism, you will help make fake and irrelevant news disappear like magic!

Roudenbush Community Market

Roudenbush Community Market located at 25 Depot Street, Westford Ma 01886 from 3pm to 7pm.  New and exciting vendors every week from July 1 – August 26th.

August 5 Vendors Scheduled to appear: Skona Pet Co, Bubble Factory, Farmer Dave's, La Catrina Mobile Food, Faux Floral Genie, Friends of the Library, Kyndras Kitchen, Maia Gosselin Creative, The Miracle Oil, and Atlas Unearthed.

Get Unplugged with Momentum as They Rock Westford Common

WESTFORD, MA: For over six years, Momentum has been rocking the Merrimack Valley with a diverse mix of recognizable tunes from Beatles to Black Keys. From festivals to bars, covers to originals, there's always a strong groove, great lyrics, and a musical surprise around every corner! Raise the roof with Momentum on Westford Common, August 16 from 3-5pm. This concert is being offered free of charge courtesy of the Parish Center for the Arts (PCA), 10 Lincoln Street, though donations are welcome! For this set, you can enjoy a more “unplugged” performance in trio format, but still with opportunities to sing along with many of your favorites. For more information about the band, visit them online at www.momentum-rocks.com.

Celebrating their 25th Anniversary (2000-2025), the Parish Center for the Arts (PCA) has brought the arts alive for residents of Westford and surrounding communities. A fine art gallery, a concert hall, a dance hall, or a general purpose hall for your private recital or family event, the PCA offers many ways to celebrate the visual and performing arts in a convenient and family-friendly venue. For more information about the PCA, a local non-profit arts organization, call (978) 692-6333, visit pcawestford.org


FINANCIAL FOCUS®
Why rebalancing your portfolio matters — and how to do it

 
In life, balance is everything — whether it’s finding time between work and family or maintaining a healthy diet. The same goes for your investments. Keeping your financial portfolio balanced is a smart way to stay on track toward your long-term goals, even as the markets shift.
That’s where portfolio rebalancing comes in. Rebalancing is the process of adjusting your investments — like stocks, bonds and cash — so they stay in the right mix for your needs. This mix, known as your asset allocation, is designed to reflect your comfort with risk, your investment goals and how long you have until you’ll need to use the money for a major life event like retirement or the purchase of a new home.
For example, let’s say your target portfolio is made up of 60% stocks, 30% bonds and 10% cash. Over time, as the value of each investment changes, your portfolio may become unbalanced. If stocks have a great year and rise in value, they could end up making up 70% of your portfolio. That means you’re taking on more risk than you originally intended.
To get back to your 60/30/10 target, you would sell some stocks and possibly buy more bonds or cash investments. This helps bring your portfolio back in line with your goals.
Markets go up and down. That’s normal — but it also means your portfolio can shift without your even touching it. If you don’t rebalance regularly, you might be taking on too much (or too little) risk.
Rebalancing offers several benefits. It helps keep your investment plan on track and manages your exposure to risk. It also encourages disciplined decision-making, rather than chasing trends.
It might feel strange to sell investments that have been doing well and buy ones that haven’t. But this strategy can help you “buy low and sell high,” which is one of the key ideas behind successful investing.
You may be wondering how often you should rebalance your portfolio. There really is no one-size-fits-all answer. Some people rebalance once a year. Others do it more frequently based on how far their investments drift from their target percentages.
What’s important is that you check your portfolio regularly — at least annually — and make adjustments when needed. After big market movements, whether up or down, it’s a good idea to take a closer look.
Keep in mind that if you rebalance by selling investments in a taxable account, you might owe capital gains taxes. Also, some brokers charge fees for trades. But if you own similar investments in a retirement account like an IRA or 401(k), you can often rebalance without triggering taxes. A financial advisor can help you choose the best approach — and may even be able to help you avoid or reduce costs.
Your ideal investment mix will probably change as your life changes. Younger investors might favor stocks for growth. As you near retirement, you may want to focus more on income and stability. Rebalancing helps you adjust as your goals evolve.
Think of your portfolio like a car on a road trip — regular check-ins and small course corrections will help you stay on the right path. A financial advisor can help you design a strategy that keeps your investments aligned with your goals every step of the way.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Alan Bell, AAMS™. 222 Great Road, Suite 8, Littleton (Donelan's Plaza) MA 01460. (978)486-1059. alan.bell@edwardjones.com. https://www.edwardjones.com/us-en/financial-advisor/alan-bell
Edward Jones, Member SIPC  Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

New England Aquarium to host Turtles Heading Home! Book Signing

 
WHAT: The New England Aquarium is hosting a book signing for Charlesbridge Publishing’s recently published Turtles Heading Home! by Liza Ketchum, Phyllis Root, and Jacqueline Briggs Martin. The new book follows the efforts of Massachusetts conservationists as they rescue critically endangered Kemp’s ridley sea turtles, provide rehabilitation, and release them back to their ocean home. The Aquarium’s year-round Sea Turtle Rescue and Rehabilitation work to save and protect cold-stunned sea turtles is featured throughout the book, along with imagery captured by the Aquarium’s photographer, Vanessa Kahn. The book is geared towards 6–9 year olds, and  readers will walk away from the book knowing more about the rescue efforts necessary to save the species from the impacts of changing ocean temperatures.
The authors will hold a brief talk at the start of the event to welcome attendees and provide an overview of the book. Books will be available for purchase on-site.
WHEN: Wednesday, August 6 from 1:00 – 2:00 p.m.
WHERE: In person at the New England Aquarium’s Simons Theatre lobby, 1 Central Wharf, Boston.
HOW: No registration or tickets are needed—attendees are welcome to arrive and enter the theater lobby freely.
WHO: 
  • Liza Ketchum is the author of seventeen books for young people, including The Life Fantastic and The Last Garden. Her books have appeared on the ALA’s Best Book lists and the New York Public Library’s 100 Titles for Reading and Sharing. She and her husband divide their time between Vermont and Massachusetts. Www.lizketchum.org
  • Jacqueline Briggs Martin is the author of over twenty picture books for children, including award-winners Snowflake Bentley, a Caldecott medal winner, and Creekfinding: A True Story, recipient of the Green Earth Award for Environmental Writing for Children and a Riverby Award. Jacqueline lives in Iowa with her husband. www.jacquelinebriggsmartin.com
  • Phyllis Root is the author of fifty books for children, including Big Belching Bog; Plant a Pocket of Prairie; One North Star; Big Momma Makes the World, a Boston Globe-Horn Book Award winner; and The Lost Forest, a National Outdoor Book Award winner. Phyllis resides in Minneapolis, Minnesota. www.phyllisiroot.com


ABOUT THE NEW ENGLAND AQUARIUM: The New England Aquarium  is a nonprofit research and conservation organization that has protected and cared for our ocean and marine animals for more than 50 years. We provide science-based solutions and help shape policies that create measurable change to address threats the ocean faces. We inspire action through discovery and help create engaged, resilient communities.

ABOUT CHARLESBRIDGE: Charlesbridge publishes high-quality books for children, with a goal of creating lifelong readers and lifelong learners. Our books encourage reading and discovery in the classroom, library, and home. We believe that books for children should offer accurate information, promote a positive worldview, and embrace a child's innate sense of wonder and fun. To this end, we continually strive to seek new voices, new visions, and new directions in children's literature.

Divorce Support Group by Remote Meeting

Are you thinking of separating or going through the divorce process? The Metro-West Boston Divorce Support Group is a confidential peer-support group with no religious affiliation. Men and women from all towns are welcome. Our group has been meeting in Acton for decades. Now we are continuing weekly on Thursday evenings by remote videoconference. For more information, call Doreen 617-957-0838 or contact paulbaker01@verizon.net
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Merrimack Valley All-Ages Chamber Orchestra
Fall 2025 Registration

MVACO is a youth & adult string orchestra open to all levels of string players in all towns. The goal of MVACO is to build on a mentorship platform.  The Mentor/Mentee position will go both ways between youth and adults.
Has it been 20 years?  It's ok, dust off the strings, or rent from University Music and let's get playing!


 Registration link/Qr Code: https://forms.gle/baxXYTrhmnF1hgPZ6 
For more information:    https://bit.ly/CCS-MVACO

Rehearsals: 6:30-8pm: 9/28, 10/5,10/19,10/26, 11/2,11/9 @ Music Elements
160 Turnpike Rd, Chelmsford, MA 01824
Concert: 6:30pm  11/16 @ McCarthy Middle School Auditorium,  250 North Rd, Chelmsford, MA 01824
Program fee: $100 (Only $14/session!)

Art Show at the Concord Library

“Moments in Time and Place” a collection of oil paintings by Judith-Grace Miller will be on display for the month of August at the Munroe Gallery, located on the 2nd floor of the Concord Free Public Library. Opening reception will be Thursday, August 7 from 5-8pm. These colorful paintings will take you back to magical summers at the beach, fresh lobster rolls, and basking in the sun with family and friends. The paintings will range from seascapes, figurative works, and architecture to local scenes painted en plein air. The event is free and open to the public. The Concord Free Public Library is located at 129 Main St, Concord, MA. Learn more at www.judymillerartist.com

Calling All Crafters!

Nashoba Valley Technical High School Foundation 12th Annual Craft Fair will be held Saturday, November 22, 2025 from 10 AM - 3PM (Set up 8AM - 9:30AM)
Nashoba Valley Technical High School, 100 Littleton Road (Rt. 110), Westford, MA
Register now for this well-attended event - only 100 spots available!
Vendor fee is $75 (includes an 8 foot spot, and 2 chairs bring your own table or display).
Vendors can now register now for the 2025 NVTHS Foundation craft fair via the following link.
http://weblink.donorperfect.com/nvths_foundation_craft_fair
Any questions, email NVTHSFoundation@nashobatech.net
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Global Nonprofit DSNDP Volunteers From Massachusetts Participate in Cleanliness Drive!


On July 27th, 2025, Massachusetts State residents joined hands as dedicated volunteers of the global non-profit organization Dr. Shri. Nanasaheb Dharmadhikari Pratishthan (DSNDP), undertaking a Adopt-A-Highway & Adopt-A-Visibility-Site clean-up drive in collaboration with the Massachusetts Department of Transportation(MassDOT) at (Adopt-A-Highway) 135 Eastbound side from Pond Rd. to Weston Rd., Wellesley, MA 02481 & (Adopt-A-Visibility-Site) High Street (Paved area located under Providence Highway), Dedheam, MA 02026. This cleanliness drive by DSNDP drew 5 volunteers at Norfolk County who collected 5 big size bags of trash resulting in collection of around 75 pounds of waste.
In alignment with the motto "Vasudhaiva Kutumbakam" (The world is one family), DSNDP aims to foster a brighter future by advocating for cleanliness drives in collaboration with the US government by undertaking nationwide cleanliness drives since July 2022. These activities are executed under the guidance of the founders of the organisation Dr. Shri Appasaheb Dharmadhikari and Dr. Shri Sachindada Dharmadhikari.
Earlier in Massachusetts, the organization also carried out other cleanliness activities such as Adopt-a-Site, Adopt- a-Highway, across 3 cities involving a total of 98 volunteers who worked for around 106 volunteer hours and collected 41 bags of waste resulting in approx. 615 pounds of trash.
Within the North America continent, DSNDP continues to collaborate with 18 states and 74 cities across the United States for nationwide cleanliness drives including 24 different programs such as Adopt-Highway/Park/Beach/ Street/River etc. During these cleanliness drives, DSNDP has successfully engaged 3022 volunteers, actively collecting 47250 pounds of trash, resulting in significant cost savings for the government. The organization has received accolades from various state and county governments in the form of 67 certificates and 97 signboards within the nation.
The organisation is also involved in tree plantation across 15 states and 37 cities within the US. DSNDP is also involved in health initiatives such as the Women's Cancer Awareness Conference successfully hosted in February 2023 and blood/plasma donation drives in Canada and the United States in recent years. DSNDP also recently organised a Mega Cleanliness Drive and Tree Conservation Event across 30 locations simultaneously to celebrate 500th program milestone.
For more information, please visit https://www.dsndp.com.

Article courtesy of DSNDP, Dr. Shri Appasaheb Dharmadhikari, and Dr. Shri Sachindada Dharmadhikari.
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Chelmsford Historical Society Holding Classic Car Show

The Chelmsford Historical Society, in collaboration with Goonz Car Club Massachusetts, will be holding a classic car show on Sunday, August 3, 2025 from 12-4pm.

The show was very popular last year, and we are hoping for a large turnout again this year! All pre-1970 cars and trucks are welcome at the event.

The car show will be held rain or shine at the Barrett-Byam Homestead, located at 40 Byam Road, Chelmsford, MA. There will be food for purchase, music, games, and a 50/50 raffle. The Watt-Stevens room and the General Store will be available for viewing.

http://www.chelmhist.org/

Blessing of the Pets Worship Service at United Methodist Church of Westford
Sunday, July 27, at 9:30 am

Bring your pet (or a picture of your pet) for a special worship service at the United Methodist Church of Westford! Open to people and pets of all faiths. Please bring your own chair, as our service will be held outside the church by the pond. If it rains, the service will move inside the sanctuary, in which case we would ask you to please only bring a picture of your pet instead (watch our website for a weather-related update). Kids, bring a favorite stuffed animal for a special blessing just for you! No Sunday School during this service, but we will have a fun kids' worship bag for kids to enjoy. Bring a friend and don't miss this special service! Parking is available at the church, and our building is accessible for people with disabilities. Please visit www.umcw.org for more information or to watch our online worship service each Sunday.
 

“Blessing of the Animals”

 
August 10, 2025
9:30AM
West Chelmsford United Methodist Church
242 Main Street
North Chelmsford, MA 01863
www.wcumc.us
For everyone's safety, please have your pets on leashes, in carriers, or otherwise controlled.
We are partnering with the Lowell Humane Society to help families in need feed their pets. Please, if you are able, bring a donation of cat and/or dog food that will go to the Lowell Humane Society Pet Food Pantry.
See website for additional event details -
https://www.wcumc.us/events/blessing-of-the-animals-worship-service
To see pets that are currently available at the Lowell Humane Society, log on to https://www.lowellhumanesociety.org//adoption/available-pets/

We Want to Hear About Your Vision for a Sustainable Littleton!

 
Join the Littleton Sustainability Committee and Northern Middlesex Council of Governments (NMCOG) for a public workshop related to Littleton’s Climate Action Plan (CAP). The CAP represents a significant step toward creating a more sustainable and resilient Littleton and will serve as a guide for the Town to achieve these goals. Your input is crucial! This event will provide residents with the opportunity to learn more about the climate action plan and share their ideas on actions the Town can take to address climate change.
Date and Time: Tuesday, August 12th at 6:00 PM
Location: Littleton Elder and Human Services Center (33 Shattuck Street, Littleton, MA 01460)
Please register at: https://www.surveymonkey.com/r/LittletonCAPForum1
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WestfordCAT is Making Magic in Westford with Special Guest Show


Mark your calendars!  Westford Community Access Television (WCAT) is branching out into LIVE performances when they present regional-favorite Magician Stephanie Beach in a show to support local journalism.  Beach will take the stage at Parish Center for the Arts (10 Lincoln Street) in a daytime family-friendly performance on August 23 from 11am-12:30pm.  Tickets are $5 for kids; $10 for adults; or $20 family cap, and are available at westfordcat.networkforgood.com/events/89074-westfordcat-sponsors-stephanie-beach-magic-show.

Stephanie Beach is a top rated Magician who presents a professional magic show that delights and entertains all audiences. She has performed for such companies as Play Cafe Leominster, New Hampshire Merrimack Rotary Club, the Lawrence Mass Boating Community, Music Makers of Acton, YMCA, Boys and Girls Club and many more.

All ticket and concession proceeds will support fundraising efforts for WCAT’s non-profit organization, dedicated to bringing the Westford Community (& beyond) authentic, valuable local news. By supporting local journalism, you will help make fake and irrelevant news disappear like magic!

Parish Center for the Arts Happenings

 
10 Lincoln Street, Westford

Music & More!
Ongoing 3rd Friday Bluegrass Jam
A community event open to the public. All are welcome, 7-10pm. You can bring your banjo, fiddle, voice, or just come to watch every 3rd Friday in a month from September-June! Everyone has a great time. Future Dates: 8/15, 9/19, 10/17, 11/21, 12/19, 1/16/26, 2/20, (No March), 4/17, 5/15, 6/19, 7/17, 8/21...

Ongoing Thursday Night Sing & Jam
A community event open to the public weekly on Thursdays from 7-10pm (year-round). Bring your instrument &/or voice and join the Sing & Jam fun! $5 suggested cover. Future Dates: 7/24, 7/31, 8/7, 8/14, 8/21, 8/28 …

Current Volunteer Opportunities!
Concerts & Events
For every concert and event during a season, the PCA has to be set up accordingly with chairs and/or tables for the audience (and taken down after the fact). We need greeters and box office support, and the sprucing up of the Hall post show. Many hands make light work & you get to see a show free! Training, if needed, is provided. Ongoing opportunities will be posted in this newsletter, but if you’d like to be emailed directly when needs arise, email Volunteer Coordinator Carol Wing to get on the “Volunteer” list.
Arts in the Loft
The PCA’s Arts-in-the-Loft program is growing and we’re in need of after-school youth and evening adult art instructors.  If you are interested, or know someone who might be interested, reach out to PCA’s Business Manager JulieAnn Govang!  Classes to resume in October’2025.

Board Members Welcome
The PCA Board is the governing force behind all you see, and it takes committed volunteers to keep things running smoothly.  Would you like more information about getting more involved in all things PCA? Contact PCA’s President Raj Puranik!

Help Support People Affected by Domestic Violence in Our Communities

CONCORD,MA – The Domestic Violence Services Network, Inc. (DVSN) is pleased to announce a FREE Volunteer Advocate Training program for interested community members.  DVSN provides emotional support, risk assessment and safety planning for victims of domestic violence in our 13 member communities.
The 40-hour training is designed to familiarize volunteers with the many aspects of domestic violence and give them the skills necessary to provide confidential and appropriate services to DVSN’s clients. Once trained, DVSN’s volunteer Advocates provide direct service over the phone, at the Concord District Court, and at Emerson Hospital to people affected by domestic violence.
The September 2025 training will be held at the Lexington Police department starting on September 8 to September 26; Monday and Wednesdays from 4:00 PM to 7:00 PM and Fridays from 9:15 AM to 3:30 PM.  for those who decide to activate as Advocates, there is an additional 10 to 12 hours of supervised field training at the completion of the classroom segment. 
The training is provided at no cost to attendees. All necessary materials will be provided.  For more information about the training or to request an application, call (978) 318-3421 or send an e-mail to training@dvsn.org . Applications are due no later than Friday, August 29, 2025.
To learn more about DVSN and its programs, services, and events, visit DVSN.org.
DVSN member communities: Acton, Bedford, Boxborough, Carlisle, Concord, Lexington, Lincoln, Maynard, Stow, Sudbury, Wayland, Weston and Hanscom Security Forces.

Roudenbush Community Market located at 25 Depot Street, Westford Ma 01886 from 3pm to 7pm.  New and exciting vendors every week from July 1 – August 26th.

July 29 Pet Palooza Vendors Scheduled to appear: Bubble Factory, Good Karma Goodies, Farmer Dave's, Purple Acornz Creations, Ari's Craft Nook, Aroma Glow, Good Pickin Farm, Pleasant Street Bread, JA Woodworking, Braised Food Truck, Faux Floral GenieSkona Pet Co, Whole Pet Veterinary Center, EDD JORDAN LLC, Friends of the Library, Swanski's Bakeshop, Kyndras Kitchen, Wilmington Honey Bees, Atlas Unearthed, Animal Rescue Network of New England, Middlesex Veterinary Center, L & B Treats N Sweets, Realm Crasher Designs, Westford Coservation & Trust, Isowell Goods, and Live Free & Bark.
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Get Unplugged with Momentum as They Rock Westford Common

WESTFORD, MA: For over six years, Momentum has been rocking the Merrimack Valley with a diverse mix of recognizable tunes from Beatles to Black Keys. From festivals to bars, covers to originals, there's always a strong groove, great lyrics, and a musical surprise around every corner! Raise the roof with Momentum on Westford Common, August 16 from 3-5pm. This concert is being offered free of charge courtesy of the Parish Center for the Arts (PCA), 10 Lincoln Street, though donations are welcome! For this set, you can enjoy a more “unplugged” performance in trio format, but still with opportunities to sing along with many of your favorites. For more information about the band, visit them online at www.momentum-rocks.com.

Celebrating their 25th Anniversary (2000-2025), the Parish Center for the Arts (PCA) has brought the arts alive for residents of Westford and surrounding communities. A fine art gallery, a concert hall, a dance hall, or a general purpose hall for your private recital or family event, the PCA offers many ways to celebrate the visual and performing arts in a convenient and family-friendly venue. For more information about the PCA, a local non-profit arts organization, call (978) 692-6333, visit pcawestford.org

What the New Federal Tax Provisions Mean for You

Now that the “One Big Beautiful Bill Act” has become federal law, there is a lot to unpack for American taxpayers and investors. Here, we'll focus on the tax impacts.
For starters, the law permanently extends certain major tax provisions from the 2017 Tax Cuts and Jobs Act (TCJA) that were set to expire at the end of this year, such as permanently extending lower income tax rates for individuals, the higher standard deduction, the expanded child tax credit, the higher alternative minimum tax (AMT) exemption and phase-in thresholds, and the higher federal estate, gift and generation-skipping transfer tax exemption ($15 million per individual and $30 million for married couples in 2026).
But as the name of the law says, the act is “big,” and there are numerous other changes that could impact American taxpayers. Here’s a closer look:
Individuals: The new law delivers several changes that can help individuals further reduce their taxes, including the temporary ability for taxpayers below certain income thresholds to deduct portions of income for individuals age 65 or older, overtime pay, qualified tips and interest on qualified passenger-vehicle loans; a slightly higher charitable contribution deduction for non-itemizers beginning in 2026 ($1,000 for single filers and $2,000 for joint returns); and greater flexibility to use 529 accounts for K-12 and homeschooling expenses.
The act also extends certain TCJA provisions that limit or eliminate some tax benefits, like the elimination of personal exemptions, limits on the state and local tax deduction (albeit with a higher cap, which is subject to phaseout, through 2029), limits on the amount and type of loans eligible for the mortgage interest deduction and the termination of miscellaneous itemized deductions. Additionally, there are new changes that could increase taxes for some individuals, such as a new 35% rate cap on itemized deductions and a new floor for itemized deductions of charitable contributions, both beginning in 2026, as well as the elimination of several clean-energy credits.
Businesses: The new law extends or enhances several tax benefits that could help firms up and down Main Street, as well as America’s farmers. For example, it permanently extends TCJA's "qualified business income" deduction (often referred to as the "199A deduction") for individuals who own "pass-through" businesses (businesses other than sole proprietorships for which owners report business income on their individual tax returns) and increases phase-in thresholds for the deduction, which may allow more individuals to qualify.
It also permanently reinstates the 100% bonus depreciation deduction for qualifying assets placed into service after Jan. 19, 2025; permanently reinstates the ability for small businesses to immediately deduct the full amount of qualified domestic research and development (R&D) expenses in the year they're incurred (which may be retroactively applied for qualifying small businesses); and for purposes of calculating business interest limitations, permanently reinstates the exclusion of depreciation and amortization expenses in the limitation base.
Additionally, small business owners and farmers may benefit from an increase to the allowable expense for qualifying property from $1 million to $2.5 million, potentially enabling them to expense more business equipment purchases. And, finally, the act extends or enhances tax credits for employer-provided childcare and paid family and medical leave benefits.
Individuals and businesses can use additional tax savings to meet current expenses or toward a financial goal, like saving for retirement or moving forward with a business expansion. Consider consulting financial, tax, and legal professionals to help assess specific situations.
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Alan Bell, AAMS™, 222 Great Road,( Donelan's Plaza), Suite 8, Littleton, MA 01460, (978) 486-1059, alan.bell@edwardjones.com.
Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.
Edward Jones, Member SIPC
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Roudenbush Community Market

located at 25 Depot Street, Westford Ma 01886 from 3pm to 7pm.  New and exciting vendors every week from July 1 – August 26th.

July 22 Vendors scheduled to appear: Kyndras Kitchen, Bubble Factory, Farmer Dave's, Wax & Sent, John Ferullo, TwiztedPickle, Faux Floral Genie, Friends of the Library, Maia Gosselin Creative, The Miracle Oil, Westford Conservation & Trust, Isowell Goods, and Live Free & Bark.
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NETSCOUT Awards $20K in Community Grants with Greater Lowell Community Foundation


LOWELL, Mass. – The Greater Lowell Community Foundation (GLCF), a philanthropic organization comprised of over 450 funds totaling more than $70 million, announced that Westford, Massachusetts based NETSCOUT SYSTEMS, INC. (NASDAQ: NTCT), an innovative technology leader that protects the connected world from cyberattacks as well as performance and availability disruptions, awarded its Heart of Giving Community $20,000 grant program through GLCF to local nonprofit organizations.
The Boys & Girls Club of Greater Lowell received the top award of $10,000. Serving hundreds of Lowell youth, the Boys & Girls Club offers programs focused on academic success, healthy lifestyles, and character and leadership development. The grant will support expanding their Youth Leader Program, a paid, part-time leadership and workforce readiness opportunity for teens ages 15–18.
“We greatly appreciate this generous support from NETSCOUT," said Joe Hungler, Executive Director of the Boys & Girls Club of Greater Lowell. "Our partnership with NETSCOUT and this award supporting our youth leader program allows us to continue to provide safe, supportive, and enriching experiences for local youth in Greater Lowell.”
Two runner-up grants of $5,000 each were awarded to Dwelling House of Hope and The Massachusetts Coalition for the Homeless. Dwelling House of Hope provides vital services including food distribution and support for low-income families, while the Coalition advocates for policies and resources to end homelessness across the Commonwealth.
This annual partnership strengthens the connection between NETSCOUT and Greater Lowell nonprofit organizations while involving employees in learning about community needs.
“Connecting philanthropic businesses and individuals to the needs of their communities is at the heart of GLCF’s work. We are proud to continue our partnership with NETSCOUT in the 11th year of the Heart of Giving Community Grant program,” said Jay Linnehan, president and CEO of the Greater Lowell Community Foundation. “We are grateful for NETSCOUT’s ongoing commitment to supporting local nonprofits.”
“This year’s Heart of Giving Community Grants program is a powerful reminder of how innovative, community-based solutions can drive meaningful impact,” said Beth Kirsch, Director of Stakeholder Engagement at NETSCOUT.  “By including employees into the grantmaking process, we not only fund important local initiatives; we also strengthen NETSCOUT’s connection to our local community through the people of NETSCOUT. We’re proud to support these outstanding organizations and looking forward to strengthening our partnerships through both funding and employee involvement.”
About Greater Lowell Community Foundation
Established in 1997, the Greater Lowell Community Foundation (GLCF) is a philanthropic organization comprised of more than 450 funds dedicated to improving the quality of life in 21 neighboring cities and towns. With financial assets of over $70 million, GLCF annually awards grants and scholarships to hundreds of worthy nonprofits and students. It is powered by the winning combination of donor-directed giving, personal attention from Foundation staff, and an in-depth understanding of local needs. The generosity of our donors has enabled the Community Foundation to award more than $40 million to the Greater Lowell community.

Become an Adult ESOL or Basic Literacy Tutor! 

Have you been looking for a great volunteer opportunity? If you would like to make a difference in the life of an adult with limited English or basic literacy skills, we’d love to hear from you.

Literacy Volunteers of Massachusetts at the Pollard Memorial Library offers free, confidential, one-on-one or small group tutoring on a flexible schedule to adults in the greater Lowell area. 

You do not need prior teaching experience or knowledge of another language. All you need is an open mind, a desire to help an adult improve their skills, and the ability to meet with your student for 2 hours per week for 9-12 months! In-person, remote, and hybrid tutoring options are available. Before being matched with a student you also must attend a Volunteer Information Session and successfully complete an 18-hour Tutor Training. 


To learn more, join us on-line via Zoom at one of our upcoming Volunteer Information Sessions

Tuesday: July 29 or August 5
6:30-8 pm

Wednesday:  July 30 or August 6
 4-5:30 pm

Thursday: July 31 or August 7
12-1:30 pm




To RSVP to one of the above sessions, or find out more about our program, please contact our Literacy Director, Sarah Miller, at smiller@lowelllibrary.org, or our Literacy Assistant, Mary Hartmann, mhartmann@lowelllibrary.org, or call us at 978 674-1541.  

Get Unplugged with Momentum as They Rock Westford Common

WESTFORD, MA: For over six years, Momentum has been rocking the Merrimack Valley with a diverse mix of recognizable tunes from Beatles to Black Keys. From festivals to bars, covers to originals, there's always a strong groove, great lyrics, and a musical surprise around every corner! Raise the roof with Momentum on Westford Common, August 16 from 3-5pm. This concert is being offered free of charge courtesy of the Parish Center for the Arts (PCA), 10 Lincoln Street, though donations are welcome! For this set, you can enjoy a more “unplugged” performance in trio format, but still with opportunities to sing along with many of your favorites. For more information about the band, visit them online at www.momentum-rocks.com.

Celebrating their 25th Anniversary (2000-2025), the Parish Center for the Arts (PCA) has brought the arts alive for residents of Westford and surrounding communities. A fine art gallery, a concert hall, a dance hall, or a general purpose hall for your private recital or family event, the PCA offers many ways to celebrate the visual and performing arts in a convenient and family-friendly venue. For more information about the PCA, a local non-profit arts organization, call (978) 692-6333, visit pcawestford.org

CRITICAL NEED FOR BLOOD AND PLATELETS!

 
Please help!
Cornerstone Congregational Church is proud to sponsor our next blood drive with the American Red Cross on Saturday, July 19th from 9AM to 2PM. Summer time is traditionally a time of critical need and this year is no exception. Each pint of blood we collect can help save up to three lives and will touch the lives of so many more. What a great way to pay it forward and make an impact on people in your community and across the region. If you are healthy and eligible, please come out to donate. Most donations take less than an hour, so book your appointment, roll up your sleeve and become a part of the lifesaving mission of the Red Cross.
Thank you!!
Cornerstone Congregational Church
32 Graniteville Road
Westford, MA 01886
For an appointment, please visit redcrossblood.org
Or call 1-800-RED CROSS (1-800-733-2767).

FINANCIAL FOCUS®
Why rebalancing your portfolio matters — and how to do it

In life, balance is everything — whether it’s finding time between work and family or maintaining a healthy diet. The same goes for your investments. Keeping your financial portfolio balanced is a smart way to stay on track toward your long-term goals, even as the markets shift.
That’s where portfolio rebalancing comes in. Rebalancing is the process of adjusting your investments — like stocks, bonds and cash — so they stay in the right mix for your needs. This mix, known as your asset allocation, is designed to reflect your comfort with risk, your investment goals and how long you have until you’ll need to use the money for a major life event like retirement or the purchase of a new home.
For example, let’s say your target portfolio is made up of 60% stocks, 30% bonds and 10% cash. Over time, as the value of each investment changes, your portfolio may become unbalanced. If stocks have a great year and rise in value, they could end up making up 70% of your portfolio. That means you’re taking on more risk than you originally intended.
To get back to your 60/30/10 target, you would sell some stocks and possibly buy more bonds or cash investments. This helps bring your portfolio back in line with your goals.
Markets go up and down. That’s normal — but it also means your portfolio can shift without your even touching it. If you don’t rebalance regularly, you might be taking on too much (or too little) risk.
Rebalancing offers several benefits. It helps keep your investment plan on track and manages your exposure to risk. It also encourages disciplined decision-making, rather than chasing trends.
It might feel strange to sell investments that have been doing well and buy ones that haven’t. But this strategy can help you “buy low and sell high,” which is one of the key ideas behind successful investing.
You may be wondering how often you should rebalance your portfolio. There really is no one-size-fits-all answer. Some people rebalance once a year. Others do it more frequently based on how far their investments drift from their target percentages.
What’s important is that you check your portfolio regularly — at least annually — and make adjustments when needed. After big market movements, whether up or down, it’s a good idea to take a closer look.
Keep in mind that if you rebalance by selling investments in a taxable account, you might owe capital gains taxes. Also, some brokers charge fees for trades. But if you own similar investments in a retirement account like an IRA or 401(k), you can often rebalance without triggering taxes. A financial advisor can help you choose the best approach — and may even be able to help you avoid or reduce costs.
Your ideal investment mix will probably change as your life changes. Younger investors might favor stocks for growth. As you near retirement, you may want to focus more on income and stability. Rebalancing helps you adjust as your goals evolve.
Think of your portfolio like a car on a road trip — regular check-ins and small course corrections will help you stay on the right path. A financial advisor can help you design a strategy that keeps your investments aligned with your goals every step of the way.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Alan Bell, AAMS, 978-486-1059.
https://www.edwardjones.com/us-en/financial-advisor/alan-bell
Edward Jones, Member SIPC
Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.
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Bike for the Woods 2025 – August 10

Stow Conservation Trust is hosting the Annual Bike for the Woods on August 10, beginning in Stow, Mass. at the Center School, Hartley Road entrance.
On-site registration opens at 8:00am, and the ride starts at 9:00am. Snacks and drinks are provided at the start, all donated by local businesses. Ane enjoy the lemonade stand in Littleton!
Advance registration is $25 per rider over 12, $15 per child, $55 family maximum. Day-of registration is $30 adult /$20 child, with a $60 maximum. To register in advance visit www.BikeForTheWoods.org. If not pre-registered, cash and checks will be accepted at the registration table.
We’ve created many loops—5-miles to 64 miles—starting in Stow, so everyone can find a ride that suits their ability. The shorter rides are fairly flat and are great for families with kids. The longer courses are more challenging, going over hills in Harvard and more by many local conservation areas. Routes travel through Stow, Acton, Harvard, Littleton, and Hudson.

Meet your Perfect Match!
Save A Dog Adoption Event
Saturday, July 19, 10am – 12 pm

Looking to add a canine member to your family?

Join Save A Dog on Saturday, July 19, from 10 am to 12 pm at our “Meet and Greet” adoption event at Wag N’ Wash, 1173 Main Street in West Concord. Meet the adorable dogs and puppies looking for their forever homes and speak directly with staff who can introduce you and tell you more!

Information about Save A Dog’s adoptable dogs (and cats!) can be found on the website: www.saveadog.org. Potential adopters are encouraged to fill out an online adoption application beforehand which helps streamline the adoption process and find the best match for you and your household.

Now in its 27th year of rescue, Save A Dog has found loving, forever homes for nearly 9,000 homeless pets through its Sudbury shelter and network of dedicated foster homes,

See you Saturday!

Nashoba Valley Neighbors Club, Celebrating 60 Years – Welcomes you to our Summer Open House

Looking for friendship and good conversation?  The Nashoba Valley Neighbors Club would like to invite you to connect with our members on Sunday July 13th at our Summer Open House at Nara Park in Acton.  We will meet at the Nara Park Bathhouse Pavilion from 3 PM to 7 PM to enjoy friends, games, food, and beverages.  Everyone is bringing a favorite appetizer, meal, or dessert to share.  If you would like more information, or to join us, please RSVP to info@nashobavalleyneighbors.org.
Our ongoing public events are Lunch Bunch, Movie Night, Book Club, Dinner Group, Trivia Nights, Game Nights, and Wine Tastings, as well as Mens and Ladies Night out.
The Nashoba Valley Neighbors Club is a non-profit social organization open to new and established residents from Acton, Boxborough, Chelmsford, Groton, Littleton, Westford, Maynard, and Harvard.  Originally called the Welcome Wagon Newcomers Club of Acton, and then the Acton-Boxborough Newcomers & Neighbors Club, in 2014, we became the Nashoba Valley Neighbors Club to reflect our current members and their interests.  Our club welcomes any residents in the surrounding communities that are looking to explore new interests and to make connections with new friends.
Find us on Facebook or visit the Club’s website at http://www.nashobavalleyneighbors.org for more information, as well as information on how to become a member of the Nashoba Valley Neighbors Club.  We look forward to seeing you!
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Become an Adult ESOL or Basic Literacy Tutor! 


Have you been looking for a great volunteer opportunity? If you would like to make a difference in the life of an adult with limited English or basic literacy skills, we’d love to hear from you.

Literacy Volunteers of Massachusetts at the Pollard Memorial Library offers free, confidential, one-on-one or small group tutoring on a flexible schedule to adults in the greater Lowell area. 

You do not need prior teaching experience or knowledge of another language. All you need is an open mind, a desire to help an adult improve their skills, and the ability to meet with your student for 2 hours per week for 9-12 months! In-person, remote, and hybrid tutoring options are available. Before being matched with a student you also must attend a Volunteer Information Session and successfully complete an 18-hour Tutor Training. 


To learn more, join us on-line via Zoom at one of our upcoming Volunteer Information Sessions

Tuesday: July 29 or August 5
6:30-8 pm

Wednesday:  July 30 or August 6
 4-5:30 pm

Thursday: July 31 or August 7
12-1:30 pm


To RSVP to one of the above sessions, or find out more about our program, please contact our Literacy Director, Sarah Miller, at smiller@lowelllibrary.org, or our Literacy Assistant, Mary Hartmann, mhartmann@lowelllibrary.org, or call us at 978 674-1541.  
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John Ferullo's Open Mic Comes to Westford Common

WESTFORD, MA: Pack a picnic, a blanket and/or chairs and spend a couple of hours with the PCA's own John Ferullo and a sampling of his guests from ongoing Open Mic Nights, every 2nd & 4th Sunday during the Parish Center for the Arts season. On July 12 from 3-5pm, many local favorites and visiting artists who have graced the PCA stage on these nights, will appear.  It'll be a combination of all genres of music, amateur to professional.  At Open Mic Night, it's always a variety, always a good turnout, and always a great night filled with artists and audience supporting and encouraging each other - a treasure trove of music at its finest.
Singer/songwriter and host John Ferullo started playing guitar when he was about 14 years old.  His music has been described as “about important things with his stories about seemingly small things,” writing stories about regular people. Early on, Bill Morrissey had a profound impact on John. "The stories and characters in his songs made me want to write songs so I started learning how." He has been playing his own songs and others' folk and acoustic music in coffeehouses, restaurants, festivals, bars and anywhere else for a decade or so. Through running open stages in the area, he has met a wealth of wonderful musicians. Many of whom you just might see on the Common during John's upcoming open mic!

It'll be a perfect afternoon of music and merriment.  Free to the public, though donations are always humbly welcomed.

For more information, visit the PCA online at pcawestford.org, or on Facebook, Twitter and Instagram.

Littleton Historical Society Open House

The Littleton Historical Society’s monthly Second Sunday Open House will be held on July 13
from 2-4 pm at 4 Rogers St. Come check out our Revolutionary War exhibit, as well as this
year’s Advanced Placement U.S. History class displays. Can’t make it Sunday? Our regular
summer hours are Wednesdays 1-4 and Thursday evenings 6-8.

CRITICAL NEED FOR BLOOD AND PLATELETS!

Please help!
Cornerstone Congregational Church is proud to sponsor our next blood drive with the American Red Cross on Saturday, July 19th from 9AM to 2PM. Summer time is traditionally a time of critical need and this year is no exception. Each pint of blood we collect can help save up to three lives and will touch the lives of so many more. What a great way to pay it forward and make an impact on people in your community and across the region. If you are healthy and eligible, please come out to donate. Most donations take less than an hour, so book your appointment, roll up your sleeve and become a part of the lifesaving mission of the Red Cross.
Thank you!!
Cornerstone Congregational Church
32 Graniteville Road
Westford, MA 01886
For an appointment, please visit redcrossblood.org
Or call 1-800-RED CROSS (1-800-733-2767).