Six Accomplished Alumni, Trailblazing Team, and Late Teacher All Honored by Minuteman Hall of Fame

LEXINGTON: Minuteman High School in Lexington honored six accomplished alumni, a trailblazing female athletic team, and the memory of an inspirational teacher at the 2022 Hall of Fame Celebration recently. The Minuteman Hall of Fame honors alumni and former teachers, staff, coaches or teams who have gone above and beyond to exemplify the spirit of Minuteman High School – whether it be in the classroom, on the athletic field, in their community, or in the world of business and industry.

“It’s truly remarkable to bring generations of the Minuteman community together to celebrate what makes us special, our people,” said Dr. Kathleen A. Dawson, Superintendent-Director of the Minuteman Regional Technical School District. “The legacy of the 2022 Hall of Fame inductees is embodied in the revolutionary spirit we cherish in our Minuteman students today.”

The Hall of Fame Ceremony has been held annually since 2012 but had been paused due to the pandemic. Nearly 100 people attended the event, which was held in the Paul Revere Conference Room of the new Minuteman building that was viewed by many attendees for the first time.

The Minuteman High School 2022 Hall of Fame inductees are:

Kristin Lopez Cooper of Billerica, a 1997 graduate and a Belmont native, received an Distinguished Alumna Award. Cooper has owned the Alish and Aston Salon and Spa of Waltham since 2007 and opened a second location in Billerica this year. Cooper also travels the country as an instructor for other cosmetologists for L’Oreal Professional. She employs six Minuteman graduates at her salons. Cooper brought two recent Minuteman graduate-employees with her to work New York Fashion Week.

James Phelan of Woburn, a 2003 graduate and a Hudson native, received a Distinguished Alumnus Award. Phelan is the vice president of finance and operations at Verdox, a company in Woburn that develops technology to reduce carbon emissions. Phelan is an attorney and professional engineering with experience in finance, law, and engineering at start-up corporations. He holds a bachelor’s of science degree in chemical engineering from Worcester Polytechnic Institute and a Juris Doctor from Loyola Law School.

Erin (Meister) Dalzell of Newbury, a 2005 graduate and an Arlington native, received a Distinguished Alumna Award. Dalzell is an award-winning scientific researcher and is currently a senior associate scientist for cellular process development at Bluebird Bio in Cambridge, which focuses on genetic diseases. Dalzell was the class of 2005 valedictorian, studied medical laboratory science at the University of Massachusetts Dartmouth, and holds numerous medical research licenses and certifications.

Hannah Leahy of Germany, a 2003 graduate and a Needham native, received a Distinguished Alumna Award. Leahy is an attending physician of musculoskeletal and sports medicine for WellSpan Medical Group. She has held numerous sports medicine positions and was once an attending physician for the Philadelphia Phillies. Leahy received a master’s degree in public health from the University of New England Graduate School of Public Health. She has held numerous internships, residencies and fellowships; she has authored more than 20 scholarly articles and abstracts.

Andy Rodenhiser of Medway, a 1983 graduate and Framingham native, received a Distinguished Alumnus Award. Rodenhiser is the president and CEO of Rodenhiser Home Services, a multi-million dollar residential plumbing, heating, ventilation, and air conditioning company. Rodenhiser has won numerous industry, charitable, and civic awards. He served on several municipal committees in the town of Medway. He often volunteers to help military veterans transition from military into civilian life, including with finding employment.

Tyler Faulkner of Alton Bay, NH, a 2010 graduate and Boxborough native, received the Outstanding Athlete Award for his performance on the Cross Country Team from 2006-2010. Faulkner, who earned a degree in diesel technology from Montana State University and now works as a diesel technician, was one of the most accomplished runners in Minuteman’s history. He was a two-time champion in both the state vocational and Commonwealth Athletic Conference tournaments. He also won the prestigious Catholic Memorial Invitational, beating nearly 200 competitors from across the northeastern U.S.

Bruce Flood of Woburn, posthumously received the Service to Minuteman Award. Flood, who passed away in 2018 at the age of 54, was an automotive teacher for 19 years. He was named Teacher of the Year in 2004, regularly chaperoned and judged SkillsUSA competitions, and received several awards for being a master automotive technician. Bruce was well known for staying extra hours to help students with automotive projects or anything they needed, including providing a listening ear or life advice. He would regularly cook for colleagues and was a friend to many. Mr. Flood’s award was accepted by his widow, Susan Flood.

The 1984 Field Hockey Team received the Outstanding Athletic Team Award. The student athletes are best remembered for their advocacy, commitment, and dedication to become Minuteman’s first female sports team to earn a spot in the state tournament. After their previous coaches left their positions and the team’s future was in jeopardy, the players advocated for new coaches. Dale Bevins and the late Sandy Lambrinos coached the team despite having no experience and sought guidance from a former U.S. Olympian.

“[The female players] wanted to show us that Minuteman was deserving of a girls’ team,” Bevins said. “Sandy and I were just the conduits. We supported their efforts and gave them the tools, but they did all the work. They truly did.”

The 1984 Girls’ Field Hockey Team Players were: Sheri “Perry” Apprille, Karen Bloomer, Kathy “Barnesy” Barnes, Kristin Brier, Kathy (Harrington) Carey, Jen (Carroll) Coffin, Michelle (Cronin) DeSalvo, Beth (Herman) Duffey*, Jennifer Gladski, Janet (Bruno) Jennings, Nancy (Ryan) Kelemen, Kathy Maloney, Laina (Lambrinos) Matthews, Sue McLure, Annette (Proulx) Ochab*, Lisa (Miller) Oliver, Tricia (Swan) Pini, Edie (Foster) Waldsmith*, and Lu (Bent) Waldsmith. (*captains.)

Minuteman is an award-winning regional career and technical high school and continuing education institution that integrates robust academic and technical learning. As an accredited member of the New England Association of Schools & Colleges (NEASC), Minuteman challenges all students to aspire to their full potential, accelerate their learning, and achieve success in the 21st-century global community. Located in Lexington in a new state-of-the-art facility, Minuteman’s member towns are Acton, Arlington Bolton, Concord, Dover, Lancaster, Lexington, Needham and Stow.

CFPL Offers Comics Workshop to Ages 7+

CONCORD: The Concord Free Public Library will host a comics workshop at the Main Library presented by Comics4Culture for children ages 7 and up. Learn how to bring your own story to life! This workshop will empower children to share their own stories, art, identities, and cultures through comics as well as provide a space for them to discuss issues they face within their own communities through the medium of comics. More generally, participants will learn about graphic novels and comics and how to draw their own comics. No registration required. For more information, call (978) 318-3301 (Main Branch) or (978) 318-3350 (Fowler Branch), or visit www.concordlibrary.org.

Concord Piecemakers Quilt Guild Host Quilt Show

ACTON: The Concord Piecemakers Quilt Guild is pleased to announce their Quilt Show will take place on Friday and Saturday, November 4 and 5 at St. Matthew’s Church, 435 Central Street. Hours on Friday are from 9am-6pm, and Saturday from 9am-4pm. Over 150 quilts will be displayed, and there will be shopping at their Boutique and Vendors, a mini Guild yard sale, and their famous cookie tins, in addition to chances for a Raffle Quilt. Watch some member demonstrations of quilting techniques, and the kids can enjoy a scavenger hunt of motifs found in the quilts’ fabrics.

Please be prepared with masks if the church requests them, otherwise they are optional and encouraged in more crowded spaces. Admission is $10 for those 12 and older.

The Concord Piecemakers Guild are a 501(c)(3) charitable organization serving Concord and the surrounding communities with members from all over the area and even as far as Maryland. As a non-profit organization, they are dedicated to preserving, promoting, and advancing the art of quilt making through educational programs, workshops and outreach activities such as providing quilts for local hospitals, cancer treatment centers, shelters, and other community groups. Visit www.concordpiecemakers.org for more details.

Annual Antiques Show Returns to Trinitarian Congregational

CONCORD: After a two year Covid hiatus, the Trinitarian Congregational Church, 54 Walden Street, will be hosting its annual Antique Show on November 4 & 5 (10-4pm). The Show has enjoyed a 50 year run and, over the years, raised approximately $500,000 to support the church's local mission efforts. Offering fine antiques, glassware, prints, jewelry, art work and more for sale, the approximately 30 professional dealers are on hand to greet the hundreds of customers who come back year after year. Peruse the antiques, enjoy a delicious homemade lunch made by church volunteers and get an early start on your holiday shopping!

Author Sheetal Sheth Visits Fowler Library

CONCORD: On October 29 from 10:15-11am, visit the Fowler Branch Library, 1322 Main Street, for a Concord Festival of Authors event, offered by Barefoot Books. Author Sheetal Sheth will read her new book, Making Happy, followed by a chance to ask her your questions! Copies of the book will be available for purchase and signings. Ages 4-12, but all are welcome!

Sheetal Sheth is an acclaimed actress/ producer, author, and activist. She has starred in over 20 feature films and many TV shows and has earned a loyal, international following. She began her career at a time when few South Asians were making their living as actors but has become a favorite in the independent film world, having won five best actress awards on the festival circuit. Despite being told she'd have to change her name to work, her successful career has trail-blazed paths for other women of color across media. She has delivered talks and keynotes at festivals and charity galas and has had op-eds published on CNN, The Daily Beast, and Thrive Global. She is one of the founders of the non profit, 1001 Diverse Books and is an ambassador for the global literacy non profit, Room to Read. She served in AmeriCorps and is currently on the board of SAYA and the advisory board of Equality Now. She is the author of the popular and award winning Anjali children's book series, the first and only in this age group featuring an Indian American girl hero.

For more information and to register see www.concordfestivalofauthors.org/barefoot-books-sheetal-sheth.

Concord Conservatory Presents Turkish Music Lecture

CONCORD: Join Concord Conservatory on November 4 at 7pm for a lecture on Turkish Music where together you will explore traditional Turkish classical world music from Berklee Professor of World Music Bengisu Gokce. Guaranteed to captivate the audience, she will guide us through Turkish culture, music and an assortment of Turkish instruments that create the unique and beautiful sounds of its country. Plus, she’ll demonstrate the beautiful sounds of Turkish music.
Turkey’s music was shaped over the centuries with the influence of many civilizations, cultures, and traditions.

Given the country’s proximity to both Eastern and Western cultures, making Turkish music a rich combination of both cultures. The music of Turkey includes diverse elements ranging from Central Asian folk music to influences from Byzantine music, Greek music, Ottoman music, Persian music, and Balkan music, as well as references to more modern European and American popular music.

Turkish-born and raised, Bengisu is a multi-genre violinist and singer, known for combining the music of her Turkish roots with Eastern-European and Middle Eastern traditions. As a professionally renowned performer, Bengisu’s versatile playing has led her to share the stage with music icons including Mark O’Connor, Tigran Hamasyan, Aynur Dogan, Shreya Ghoshal, Toninho Horta, Shankar Mahadevan, Simon Shaheen, Amal Murkus, and Pablo Ziegler.

Purchase tickets in advance from www.ConcordConservatory.org or at the door ($10 General Admission/FREE for kids18 and under). Email info@concordconservatory.org or call (978) 369-0010 to learn more about CCM.

Holiday Kindness for Our Prison Neighbors

CONCORD: It’s not too early to think about helping out for the holidays. Concord Prison Outreach (CPO), a local non-profit, offers high-quality, transformative programs that focus on education, personal growth, and increased opportunity for incarcerated people and their families. CPO’s work began over 50 years ago, when a group of Concord women made curtains for the prison infirmary and initiated holiday programming at MCI-Concord. Today, CPO offers educational, vocational, socio-emotional, and parenting programs in jail and prison locations throughout Massachusetts.

Ensuring that incarcerated people feel remembered during the holidays has been a mainstay objective for CPO. For close to 40 years, CPO has assembled Holiday Gift Bags for men in the two Concord prisons with enormous support from CPO volunteers.

For the 2022 holiday season, the Massachusetts Department of Correction is working with CPO and Bethany House Ministries, based in Millis, to create over 5,000 gift bags for every man and woman incarcerated in Massachusetts. This year CPO will expand its Holiday Gift Bag program to cover MCI-Concord, Northeastern Correctional Center, MCI-Shirley, Souza-Baranowski Correctional Center, Gardner NCCI, and MCI-Framingham. It’s a daunting task, but one that is possible due to the approximately 150 volunteers who will assemble the 3,200 CPO bags and the supporters who donate their financial gifts to CPO.

For many of the men, this is the only holiday gift they receive. Each gift contains toiletries, writing materials, a calendar, and a greeting card. One man wrote, “I’ve been incarcerated since I was 18. I’m 26 now so I haven’t gotten an actual gift from someone since I was 17. What you all are doing is very thoughtful and it goes a long way so Thank You!”

Being separated from loved ones is made even more difficult by the arrival of the holidays. Join in this opportunity to show kindness to incarcerated men and women during this holiday season. To donate support for the Holiday Gift Bags and CPO, visit www.concordprisonoutreach.org
or contact outreach@concordprisonoutreach.org.

Boy Scouts of Bedford's Troop 114 Continue Long-standing Wreath Tradition

BEDFORD: The Boy Scouts of Bedford's Troop 114 are continuing their long-standing fundraising tradition by selling Holiday Wreaths again this year. The community has shown great support for this event. Last year the boys sold over 900 wreaths.

The scouts range in age from 12 to 17 and will be canvassing Bedford's neighborhoods during late October and early November. The beautiful fresh wreaths cost $14 if plain and $18 with a red velvet bow. Funds are used for the purchase of camping equipment and supplies, merit badges and rank awards, and to cover the various costs of the Troops wide range of activities.

Neighborhood sales begin on October 19 and conclude on November 17. A Troop 114 Boy Scout will be coming to your door soon to take your order! Online sales can be ordered after November 7. People wanting to order wreaths can order on-line at www.troop114.org/wreaths.

FINANCIAL FOCUS: Here’s Your ‘Recession Survival’ Checklist

October 17, 2022

It’s unfortunate, but recessions are a fairly normal part of the economic landscape. When a recession occurs, how might you be affected? The answer depends on your individual situation, but regardless of your circumstances, you might want to consider the items in this recession survival checklist:

Assess your income stability. If your employment remains steady, you may not have to do anything different during a recession. But if you think your income could be threatened or disrupted, you might want to consider joining the “gig economy” or looking for freelance or consulting opportunities.
Review your spending. Look for ways to trim your spending, such as canceling subscription services you don’t use, eating out less often, and so on.
Pay down your debts. Try to reduce your debts, especially those with high interest rates.
Plan your emergency fund. If you haven’t already built one, try to create an emergency fund containing three to six months’ worth of living expenses, with the money kept in a liquid account.
Review your protection plan. If your health or life insurance is tied to your work, a change in your employment status could jeopardize this coverage. Review all your options for replacing these types of protection. Also, look for ways to lower premiums on home or auto insurance, without significantly sacrificing coverage, to free up money that could be used for health/life insurance.
Keep your long-term goals in mind. Even if you adjust your portfolio during times of volatility, don’t lose sight of your long-term goals. Trying to “outsmart” the market with short-term strategies can often lead to missteps and missed opportunities.
Don’t stop investing. If you can afford it, try to continue investing. Coming out of a recession, stock prices tend to bottom out and then rebound, so if you had headed to the investment “sidelines,” you would have missed the opportunity to benefit from a market rally.
Revisit your performance expectations. During a bear market, you will constantly be reminded of the decline of a particular market index, such as the S&P 500 or the Dow Jones Industrial Average. But instead of focusing on these short-term numbers, look instead at the long-term performance of your portfolio to determine if you’re still on track toward meeting your goals.
Assess your risk tolerance. If you find yourself worrying excessively about declines in your investment statements, you may want to reevaluate your tolerance for risk. One’s risk tolerance can change over time — and it’s important you feel comfortable with the amount of risk you take when investing.
Keep diversifying. Diversification is always important for investors — by having a mix of stocks, mutual funds and bonds, you can reduce the impact of market volatility on your portfolio. To cite one example: Higher-quality bonds, such as Treasuries, often move in the opposite direction of stocks, so the presence of these bonds in your portfolio, if appropriate for your goals, can be valuable when market conditions are worsening. (Keep in mind, though, that diversification cannot guarantee profits or protect against all losses in a declining market.)

A recession accompanied by a bear market is not pleasant. But by taking the appropriate steps, you can boost your chances of getting through a difficult period and staying on track toward your important financial goals.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Mandy Calouro, Chelmsford, MA - EdwardJones.com/Mandy-Calouro, Edward Jones, Member SIPC

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First Church Hosts 70th Annual Turkey Dinner

BEDFORD Enjoy the home cooked meal that has become a First Church and Bedford tradition! The First Church of Christ, Congregational's annual Turkey Dinner features a menu of roast turkey, savory stuffing, mashed potatoes, gravy, butternut squash, green peas, and, of course, homemade apple or pumpkin pie for dessert. The feast will take place on November 5 from 6-7:30pm at First Church of Christ, Congregational, 25 Great Road. Tickets are $15 per adult; $10 per child under 12, and may be purchased by calling or stopping by the church office between 9am-3pm during the week through Novembe 4. Take-out meals are available. Call (781) 275-7951 for more information.

Concord Art Presents "The Conceptual Stitch"

CONCORD: Beginning November 3, Concord Art presents The Conceptual Stitch, curated by Jane Deering. The exhibition brings together the work of 16 artists from around the globe. It will be on view through December 18. The exhibition expands “the notion of stitching to consider contemporary approaches to fiber in its many forms, from traditional fibers such as wool and thread and cloth to nontraditional fibers such as synthetics, paper, and plant materials,” says curator Jane Deering. Hailing from the United States, England, Italy, and South Korea, the artists featured in the exhibition each lend “insight into the varied methods of employing fiber to communicate the breadth of this medium in visual art.”

Founded in 1922, Concord Art is currently celebrating its centennial. As Deering notes, The Conceptual Stitch is an “exhibition honoring Concord Art’s founder, Elizabeth Wentworth Roberts, whose legacy as an activist in support of the arts will endure well beyond this hundred-year milestone. The Conceptual Stitch is inspired by several of Roberts’ paintings depicting women stitching clothing for Belgian refugees during World War I and sewing bandages for wounded soldiers.”

Artists in the exhibition: Aparna Agrawal, Gail Barker, Kim Renee Blodgett, Sonya Clark, Linda Ekstrom, Samantha Fields, Alice Fox, Bridget Harvey, Seulgi Kwon, Nava Lubelski, Leslie Lyman, Andrew Mowbray, Kellin Nelson, Sarah Hollis Perry, Sommer Roman, and Debra Weisberg. A catalog of the exhibition is available at Concord Art. For more information, contact Executive Director Kate James at katejames@concordart.org or Assistant Director Natalie Reiser at nataliereiser@concord.org. You may also call Concord Art at (978) 369-2578.

Concord Center for the Visual Arts was founded a century ago to promote and advance the visual arts and artists, and to sustain our cultural community—still stands today. Concord Art provides a place for contemporary art exhibitions and art education.

Concord Players Presents a New Take on Classic 1935 Film

CONCORD: The Concord Players presents The 39 Steps November 4-19 at The Performing Arts Center, 51 Walden Street. Mix a Hitchcock masterpiece with a juicy spy novel, add a dash of Monty Python and you have The 39 Steps, a fast-paced whodunit for anyone who loves the magic of theatre! This two-time Tony and Drama Desk Award-winning treat is packed with nonstop laughs, over 150 zany characters (played by a ridiculously talented cast of four), an onstage plane crash, handcuffs, missing fingers, and some good old-fashioned romance!

This version of The 39 Steps is based on John Buchan’s ground-breaking novel, Alfred Hitchcock’s iconic 1935 movie, and the exquisite idea of two Northern English writers, Nobby Dimon and Simon Corbel, of doing the whole thing with just four enthusiastic actors. One plays the hero, one plays the girl, and two play every other character in the show: heroes, villains, men, women, children and even the occasional inanimate object resulting in this serious spy story becoming a chaotic and hysterical farce.

There is much opportunity for comedy and satire here - but it’s also a love story.
Performances are November 4, 5, 11, 12, 18 and 19 at 8pm; 2pm on November 13. Tickets are $22 with reserved seating. For tickets and more information please visit www.concordplayers.org.

Concord Park Chef Wins Company Title “Top Chef”

CONCORD: Misty Heldermon, Executive Chef at Concord Park Senior Living, has been named Senior Living Residences’ (SLR) 2022 Top Chef. SLR, the management company for Concord Park and its 17 sister communities across New England, hosts an Annual Chef Cook Off, pitting Executive Chefs of each community against one another in a culinary battle for the coveted title of Top Chef.

At this annual competition, each chef prepared dishes influenced by the various countries that are also being featured as part of the senior living company’s Grab Your Passport! armchair travel program. A group of guest judges graded each chef on a variety of criteria including adherence to the company’s Mediterranean-inspired Brain Healthy Cooking program, taste and
appeal to residents, overall presentation and authenticity to the assigned country. Heldermon triumphed over the competition with a Turkey inspired bazlama (flatbread) with an assortment of vegetarian spreads incorporating white bean, eggplant and lentils. She also prepared fistikli baklava with traditional Turkish coffee for dessert.

“Misty has proven herself time and again as an extremely skilled Chef and talented leader in our company” says Kim Smith, SLR’s Director of Culinary & Dining Services who also oversees the annual competitive event. “We were blown away by her creative incorporation of brain healthy ingredients, and her commitment to providing the best dining experience for seniors at Concord Park is unparalleled.”

Located in the heart of historic West Concord Village, Concord Park offers local seniors a secure, supportive and independent lifestyle. The community features assisted living options as
well as a state-of-the-art Compass Memory Support Neighborhood® featuring innovative, research-based programming for those with memory loss. The community recently unveiled new and renovated spaces for residents to enjoy including a new theater, fitness center and
cafe, and an expanded and updated dining room, salon, and living room. Those interested in learning more can visit www.ConcordPark.org or can contact Maryellen King at mking@slr-usa.com or (978) 369-4728.

The Concord Festival of Authors Celebrates 30 Years

CONCORD: In celebration of its 30th anniversary, the Concord Festival of Authors (CFA) presents 39 engaging literary events for all ages both online and in-person on October 13-31. Stewarded by the Friends of the Concord Free Public Library (CFPL) and planned collaboratively with multiple local organizations, CFA programs showcase diverse experiences and voices that honor the evolving literary history of Concord, MA.

The 30th annual CFA kicks off on October 13 at 7pm with Gregory MacGuire, author of the bestselling novel and Broadway sensation, Wicked, at the Concord Museum. The CFA keynote address on October 21 features acclaimed author, physicist and MIT professor Alan Lightman discussing literary life in Concord and his thought-provoking book, Probable Impossibilities.

In a unique collaboration on October 28 with The Robbins House, Concord’s African American History Museum, board members will share a conversation entitled, A School. Sugar. A Slave Bell, which explores the intentions and emotions elicited by a 500-pound sugar plantation 'slave bell' given to the historic site.

On October 22, register for the popular Breakfast with the Authors panel – this year held at the newly renovated Concord Free Public Library’s Richard and Doris Kearns Goodwin Forum. The CFA Breakfast will be moderated by physician, author and Concordian, Dr. Suzanne Koven in conversation with Steve Almond, Rachel Barenbaum and Lan Samantha Chang.

CFA 2022 award ceremonies include: winner of the Friends of the CFPL’s Miller Award for Excellence in American History, Professor Sean Wilentz of Princeton; Rajani LaRocca, award winner and presenter of the CFPL’s Leslie Riedel Memorial Lecture for Young People; and the presentation of the Concord Young Writers Award, presented by celebrated author and Instagram phenom Yung Pueblo.

The Umbrella Arts Center offers a reading by poet and essayist Aimee Nezhukumatathil from her best-selling book, World of Wonders. Be Well Be Here presents Mindful Storytelling with renowned activist and author, Shelly Tygielski, in conversation with global mindfulness educator, Dr. Christopher Willard. Concord Academy offers an alumnae/i panel moderated by Susan Knopf and featuring acclaimed authors Julia Glass, Susan Minot and Ruth Ozeki. The CFA also presents writing workshops on family narratives, healing stories, nature writing, and time travel for teens.

“This enduring festival exemplifies Concord’s literary heritage and its evolving, vibrant writing community,” says CFA Curator Lara Wilson. “The CFA Team is committed to sharing diverse narrative voices with a broad audience, and our collaborators endeavor to present creative programs imbued with the warmth of the Concord community.”

Most events are free thanks to the generosity of the Friends of the CFPL, the CFPL Corporation, participating CFA organizations and CFA sponsors. Online registration is required for many events and can be accessed along with the full calendar through the CFA website, www.ConcordFestivalofAuthors.org.

Announcing the Writer-In-Residence Program at the Concord Free Public Library

CONCORD: The Concord Free Public Library (CFPL) is thrilled to announce the Writer-in-Residence Program (W-I-R) for authors, poets, and storytellers alike. Concord’s literary heritage is an important part of the Town’s history, including the work of Emerson, Thoreau, and the Alcotts as well as many distinguished contemporary writers. The CFPL’s newly-established W-I-R Program is intended to continue this tradition, offering new ways to celebrate diverse voices and share stories through literary arts programming. The W-I-R Program will provide private office space to write in the Library’s newly-renovated historic wing as well as opportunities to connect with our devoted CFPL community. During the 6-month program, the W-I-R will be expected to create an original piece of work as well as conduct writing programs and workshops for the Library community.

The first residency will take place between March and September of 2023. A stipend of $10,000 will be offered with the expectation that the W-I-R will spend an average of 8 hours a week at the Library for the duration of the 6-month program and will work with the W-I-R Committee to develop in-person programs for patrons. Specific times are flexible including evenings and weekends when the Library is open.

The CFPL welcomes applicants outside of the Concord area, but the Library cannot provide a place to live or transportation. Applicants must be at least 18 years old. The deadline for applications is December 15, 2022. If you have questions, please contact: Ricky Sirois, Assistant Library Director at rsirois@concordma.gov.

The Concord Orchestra presents “An American Journey”

CONCORD: The Concord Orchestra presents “An American Journey” at 8pm on October 15, and October 16 at 3pm at the Performing Arts Center at 51 Walden. The orchestra, directed by Larry Isaacson, performs Mabel Wheeler Daniels’ Deep Forest, William Grant Still’s Symphony No. 1 and Antonin Dvorak’s Cello Concerto. A pre-concert talk by the conductor is scheduled for Saturday at 7:15pm. Larry Isaacson is a finalist auditioning for the position of Music Director. For tickets and information, call 978-369-4967 or visit www.concordorchestra.com.

Isaacson is a Professor of Trombone and conductor of numerous ensembles at Boston Conservatory. He was Founder, Conductor and Music Director of Boston-based Symphony Nova for ten years. As the only post-graduate professional training orchestra in New England, their mission was to "transform aspiring orchestral musicians into successful arts professionals". In 2018, Symphony Nova merged with New England Conservatory’s Entrepreneurial Department and became EM Nova Fellows, allowing their mission to continue for many years to come. Other conducting opportunities include a regular guest conductor spot at the Aspen (CO) Music Festival for 20 years.

Cellist Owen Young performs Antonin Dvořák’s lovely Cello Concerto. Young joined the Boston Symphony Orchestra in 1991. A frequent collaborator in chamber music concerts and festivals, he has also appeared as concerto soloist with numerous orchestras. He has performed frequently with singer/songwriter James Taylor, including the nationally televised concert "James Taylor Live at the Beacon Theatre" in New York City. He a faculty member at Berklee College of Music and is active in Project STEP (String Training and Education for students of color).

Composer Mabel Wheeler Daniels was born in Swampscott, Massachusetts and studied at Radcliffe College. Larry Isaacson, in his notes for the program, says that her composition Deep Forest “is about the profound experience of what we now call Forest Bathing – spending time in nature and tuning in to the sights, sounds and smells of the world around us.”

Larry Isaacson comments that William Grant Still’s Symphony No. 1, “ also known as his African American Symphony, was a milestone in Still’s career being the first symphony by a black composer to be performed by a major orchestra. The symphony blends jazz, blues and spirituals into a traditional classical form, elevating these styles into something to be celebrated.”

This program is supported in part by grants from the Acton-Boxborough, Bedford, Carlisle, and Concord Cultural Councils, local agencies which are supported by the Massachusetts Cultural Council, a state agency.

Face the Art: For Teens at the Concord Free Public Library

CONCORD: October’s Concord Free Public Library Gallery artist Shelby Meyerhoff is here to make you costume ready! Face the Art is October 22 at 2pm in the Main Library Courtyard Workshop. Using professional face paints and tools, teens will learn pro-tips and tricks to transform their visage into artistic masterpieces. Turn yourself into an animal, or perhaps something more expressionistic or abstract!

Please wear suitable (stainable) clothing. Masks optional. Participants will be able to
paint on hands/arms as well. If you have a history of skin allergies, please do not
register for the program. If you have any concerns, speak with a physician beforehand. All paints used in this workshop are professional-quality face paints from Mehron, made in the USA with FDA-approved ingredients.

Shelby Meyerhoff is a multidisciplinary artist based in the Boston area. She lives near the Middlesex Fells, a 2,575-acre nature reservation, and draws much of her inspiration from the plants, animals, and other species found in her local area. Before becoming a fine artist, she worked in nonprofit communications, promoting environmental initiatives. She is also an educator, with a focus on arts and nature programming.

This program is open to teens only, age 11-18. All genders and identities are welcome. Please arrive on time! Registration is required, please visit www.concordlibrary.org to register and for more information. Contact Teen Librarian Cary Stough with questions: cmstough@minlib.net.

The Garden Club of Concord Seeks Proposals

CONCORD: The Garden Club of Concord is soliciting proposals from local organizations and residents seeking funding for gardening-related community projects. Each year, the Garden Club sponsors a range of projects in the Concord community. Past grants have funded planting projects at the Old Manse, the Concord Housing Authority and The Umbrella Community Arts Center. Grants have also supported organizations engaged in the preservation of open space and the environment in Concord. In addition, the Club supports outreach to citizens through nature and horticulture; Gaining Ground, Minute Man ARC for Human Services, and Cooperative Elder Services have received grants for garden-related educational and therapeutic programs.

Funding for all grants is provided by the Club's annual Spring Plant Sale, open to the public each year. To request an application or for more information, please contact Joan Campbell at joancampbell74@gmail.com or 978-369-3889. Applications are due by October 21, 2022.

Bedford Council on Aging Board Meetings

BEDFORD: The Friends of the Bedford Council on Aging (FBCOA) plans to meet on the 3rd Tuesday of October, November, January, April and June at 1pm. Share what programs you would enjoy on ZOOM and in-person, and give your input on the programs that are now being presented. You DO NOT have to be a member to attend a board meeting. There are people of all ages joining to assist Bedford's senior adults and take part in the many benefits of FBCOA sponsored programs.

The Friends of the Bedford Council on Aging was established as a private, non-profit 501c (3) organization over 20 years ago to financially support the programs and services of the Bedford Council on Aging (COA). It is entirely supported by donations and fundraising. For more information, call (781) 275-6825, or visit them online at www.facebook.com/FBCOA.

FINANCIAL FOCUS : How Should You Pay for Short-term Financial Goals?

October 3, 2022

As you go through life, you will likely have long- and short-term financial goals. But how will your strategies for meeting your long-term goals differ from those needed for your short-term ones?

If you’re like most people, your biggest long-term goal is achieving a comfortable retirement. And for this goal, a common strategy is putting away money in tax-advantaged retirement vehicles, such as your 401(k) and IRA.

So, how should you go about preparing for shorter-term goals, such as a family vacation, home renovation, wedding or major purchase?

For starters, determine what your goal is, how much you can spend on it and when you’ll need the money. Even if you can’t pinpoint a precise amount, you can develop a good estimate. Of course, the sooner you start this process, the better off you’ll be, because you’ll have more time to save.

Your next decision involves the manner in which you save for your short-term goal. Specifically, what savings or investment vehicles should you use? The answer will be different for everyone, but you need to make sure that your investments align with your risk tolerance and time horizon. And you’ll want to ensure, as much as possible, that a certain amount of money is available for you at the specific time you’ll need it.

If you aren’t able to save enough to reach a short-term goal, you have other options — you can borrow what you need, or you can potentially sell investments to cover the cost. How can you decide which choice is best?

To help make up your mind, you’ll first want to consider some of the most common borrowing options: credit cards, home equity loans, personal loans and margin loans. (A margin loan lets you borrow against the value of investments you already own). How might each of these loans fit into your overall financial strategy? Will the repayment schedule work with your cash flow and budget?

You’ll then want to compare the costs and benefits of borrowing, in whatever form, against selling investments. For example, if you can borrow at a lower interest rate compared to the return you think you can get from your investments, borrowing might be a reasonable choice. You’ll also need to consider other factors, such as your credit score, taxes, fees associated with selling investments and time needed to repay debts. If, for instance, selling investments will trigger a large amount of taxes, borrowing might be preferable. You’ll also want to consider whether there’s a penalty or high costs associated with selling investments. In addition, if you have a long time horizon for a loan, you may want to sell investments to avoid paying interest for a longer period of time, and thus driving up the overall cost of borrowing. Finally, keep in mind that you may have built an investment mix designed to align with your goals and risk tolerance. If you were to sell any of these investments to meet short-term needs, you would want to consider the need to rebalance your portfolio to maintain your desired asset allocation.
As you can see, there’s a lot to think about when it comes to paying for short-term goals. But by carefully evaluating your options, you can make the choices that are right for your needs.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Alan Bell, Edward Jones, Member SIPC.

LWV Hosts Candidates Forum

The League of Women Voters Acton-Area, Concord-Carlisle and Chelmsford will host a Candidates Forum for the 14th Middlesex District State Representative. The 14th Middlesex District Representative represents residents in portions of Acton, Concord, Chelmsford and all of Carlisle.

The forum will be held at the Harvey Wheeler Community Center, 1276 Main Street in West Concord on October 11 at 7pm. It will be recorded and available on public access channels in the 14th Middlesex District as well as League YouTube channels: lwv-acton-area.org and lwvcc.org.

The League of Women Voters is eager to help voters learn more about the candidates running in the November 2022 Election and provide a non-partisan forum for all candidates to be heard. The event is part of our mission to encourage the active and informed participation of all citizens in government and the electoral process. The forum is free and open to the public.

Read to Laddie the Collie

CONCORD: Did you know that reading to dogs boosts reading skills, emotional, and social skills for children? Read to a good listener who loves stories! The Concord Free Public Library invites children ages 5 years and up to “Read to Laddie the Collie” at the Children’s Library on the third Saturday of each month at 3pm on the following dates:

● Oct 15
● Nov 19
● December 17
● January 21
● February 18
● March 18
● April 15
● May 20
● June 17

Laddie is a certified therapy dog through Pets and People Foundation. He is a 6-year-old sable, rough collie, who has been an active therapy dog since 2018. Laddie loves to listen to stories, whether it is children reading at a library or residents at a nursing home sharing their life stories. With his big warm furry coat, Laddie loves the colder weather, especially the fall and winter.

Register for your own 15-minute session with Laddie through the Event Calendar at
www.concordlibrary.org. Bring along a favorite book. For more information about Library programs and services, call (978) 318-3301 (Main Branch) or (978) 318-3350 (Fowler Branch), or visit www.concordlibrary.org.

Aimee.nezhukumatathil by caroline beffa photography

The Umbrella Presents Aimee Nezhukumatathil

CONCORD: In collaboration with the Concord Festival of Authors, The Umbrella Arts Center’s Arts & Environment program is proud to present New York Times bestselling author Aimee Nezukumatathil on October 18-19. Nezhukumatathil’s most recent book is the collection of illustrated nature essays, World of Wonders: In Praise of Fireflies, Whale Sharks, & Other Astonishments (2020, Milkweed Editions), a finalist for the Kirkus Prize in non-fiction, Barnes and Noble Book of the Year, and an NPR Best Book of 2022.

She also has four previous poetry collections: Oceanic, winner of the Mississippi Institute of Arts and Letters Award; Lucky Fish, winner of the gold medal for the Independent Publisher Book Awards; At the Drive-In Volcano, winner of the Balcones Prize; and Miracle Fruit (2003), winner of the Tupelo Press Prize, ForeWord Magazine’s Book of the Year Award, the Global Filipino Award, and a finalist for The Glasgow Prize and the Asian American Literary Award. Her most recent chapbook is Lace & Pyrite, a collaboration of epistolary nature poems with the poet Ross Gay.

On October 18 at 7pm, Nezhukumatathil will present a reading and Q&A on The Umbrella Mainstage, Theater144. This event is free and open to the public, but advance registration is recommended. The reading will be followed by a dessert reception and book-signing.

Also known for her dynamic and joy-filled teaching, Nezhukumatathil serves as a poetry “ambassador” to classrooms all over the country. Her work is widely adopted by high schools, colleges, and universities as part of contemporary poetry, environmental studies, women’s studies, and Asian American literature classes; and she has been a featured reader at hundreds of venues across the globe from Amsterdam to Greece to Singapore.

In her column for Orion Magazine, Nezhukumatathil celebrates food by exploring single ingredients, and on October 19 from 1-3pm, she will teach a creative food writing workshop at The Umbrella. The workshop is for all levels, and will feature writing prompts and exercises that explore the joy, shame, desire, grief, and nostalgia of food. This event is made possible in part through a partnership with Concord Academy. Limited capacity; registration is required.

Find registration options and further info at https://TheUmbrellaArts.org/NEZ and courtesy media images here. Questions, contact Madeline Miller, Director of Arts & Environment, at madeline@theumbrellaarts.org.

Concord Conservatory of Music’s New Community Sing Series

CONCORD: New this fall—the Concord Conservatory of Music presents the Community Sing Series. Here’s the opportunity for singing enthusiasts of all ages and levels to gather and enjoy making music together. Each one-hour singing session provides an opportunity to learn new repertoire and sing in a family-friendly gathering. There’s no cost to participate, just a love of singing! Led by CCM voice faculty Gray Leiper, this unique multi-generational chorus will sing musical selections that celebrate the seasons, beginning with harvest time. Harvest – Abundant Song will take place on October 16 from 1:30–2:30pm.

Mark your calendar for the second Community Sing session titled, In the Pale Morning Light – A Festival of Hope on December 4 from 1:30–2:30pm. Then, cherish the rare gift of light in the winter months and sing at Concord’s annual Tree Lighting on December 4 immediately following the session.

Sign-up for sessions in advance at ConcordConservatory.org and bring the entire family! Concord Conservatory of Music is located at 1317 Main Street in the West Concord Union Church.

"Dracula" Still Looms Large at The Umbrella

CONCORD: One hundred and twenty five years after its publication, Bram Stoker’s 'Dracula' still looms large, thrilled to and interpreted by each generation in turn. And now, Kate Hamill – one of the most produced playwrights in America for three years running – sinks her teeth into the seductive tale and its patriarchal take on the modern woman in the current production running September 30 through October 23 at The Umbrella, 40 Stow Street. You’re in for a fun, fearless ride when the Count meets his match – and the #MeToo movement – in this fast-paced, theatrical tour de force. NOTE: This play contains sexual situations, violence, and suicide - may not be appropriate for persons under 16 years old. This production uses strobe lights and fog effects. For tickets and information, visit theumbrellaarts.org, or call (978) 371-0820.

Alexandra DePalo Named Open Table Executive Director

CONCORD/MAYNARD: Open Table, the Concord and Maynard charity dedicated to fighting hunger and building healthy communities, announced that Alexandra DePalo will take over the role of executive director leading the 33-year-old non-profit organization whose mission is to end hunger in the local community by providing healthy food in ways that respect the dignity and diversity of those served. DePalo replaces Jeanine Calabria who helped establish Open Table as an area provider of food pantry services and mobile meals programs over her 10-year tenure.

Reporting to the Board of Directors, DePalo will provide vision and dynamic leadership to Open Table as well as supervisory oversight for a staff of 13 and over 500 volunteers. She will oversee the strategic and operational efficiency of the non-profit’s programs and staff and will help define the role of the new 3,000-square-foot annex.

“As executive director at Open Table, I’ll have the opportunity to make an impact on the health and wellbeing of some of the most vulnerable members of the MetroWest community,” said Alexandra DePalo, executive director, Open Table. “I’m looking forward to building on the strengths of this already impressive organization and advancing that work to end hunger in our communities.”

Alexandra DePalo brings over 20 years of experience in public and community health to Open Table. She has worked in academic, philanthropic, government and community-based organizations to improve access to health and wellness across Massachusetts. Most recently Alex was the Director of Public Health for the City of Framingham where she provided personnel and budget management for the department, worked with a wide variety of community partners, and coordinated many of the City's COVID-19 responses including emergency food programs, free testing sites and vaccine clinics.

Previously she worked for the Hudson Health Department on regional community health programs including food access and healthy eating initiatives. Earlier in her career she managed grant programs to promote healthy eating and reduce health disparities at the MetroWest Health Foundation. DePalo holds an undergraduate degree in Economics from Wesleyan University and a master’s degree in public health from Boston University.

“Open Table is excited to welcome Alexandra DePalo as its new executive director. Her experience in creating and running public health programs is exactly what Open Table needs,” said Mary Siegel, chairman of the board of Open Table. “She will be a driving force in helping Open Table move closer and closer to meeting the needs of our clients in the communities where they live.”

Currently Open Table distributes bags of groceries, which include fresh produce, proteins, dairy, baked goods, and shelf-stable produces, to over 300 households each week and provides over 1000 prepared meals to clients that hail from the Metro West suburbs. Open Table has received incredible support from the communities it serves through donations of food and funds, making it possible to continue to address food insecurity in the MetroWest area.

Concord Conservatory of Music’s Adult Hosts Chamber Music Play-In

CONCORD: Calling all adult chamber musicians! Concord Conservatory of Music (CCM), in collaboration with the Concord Chamber Music Society, announces the CCM Adult Chamber Music Play-In on October 22 from 9:30am–12pm. Adult instrumentalists are welcome to experience the unique enrichment of making music together! Participants will be placed in groups to play through repertoire and will have an opportunity to engage with members of the Concord Conservatory faculty. All players will gather at the end of the morning for a larger group play-in and are invited to bring a bag lunch to enjoy in the garden following the event. Please RSVP online at www.ConcordConservatory.org by October 10 to provide some background information. Concord Conservatory is located at 1317 Main Street in the West Concord Union Church.

Concord Library Invites You to "The Pineapple Project"

CONCORD: The Concord Free Public Library invites you to enjoy “Pineapple Project” on Saturday, October 15 at 10:30am at the Main Library! “Pineapple Project” is an original play about gender, creativity, and a child's freedom to be who they are. This program is recommended for children ages 3-8; no registration required. “Pineapple Project” was born when actor Mal Malme and her niece were playing, and her niece said “Boys Can’t Be Princesses!” This led Mal and colleagues Becca A. Lewis and Renee Farster-Degenhardt to create a theater piece for children to broaden the gender conversation and validate each child’s identity.

Concord Orchestra Young Artists Competition Holds Auditions

CONCORD: Auditions for the Concord Orchestra Young Artists Competition will be held on November 16 & 17. The winner will be the featured soloist at the Concord Orchestra's Concerts, on March 25 & 26, 2023, and will receive the Ehlers Memorial Scholarships. The second and third place finishers may be invited to perform a recital prior to these concerts. The competition is open to high school and younger instrumental students, including pianists. A complete concerto or other work suitable for performance with orchestra must be memorized for the audition. Applications are due by November 1, 2022. For more information and an application form, call (978) 371-1491 or (978) 369-4967. Applications (and additional information) can also be downloaded from www.concordorchestra.com.

Concord Conservatory Presents Music & The Cosmos Concert & Lecture

CONCORD: For centuries, composers have found inspiration in the vastness of the universe. The intersection of music with the cosmos challenges our conventional thinking of what music can be, where it can occur, how it is constructed, and how it can connect us to nature. Explore the intersection of music and space and delight in a chamber music concert performed by the talented Concord Conservatory of Music faculty. On October 21 at 7:30pm, join CCM for Music & The Cosmos. The evening will feature presentations by guest speakers, Observational Astrophysicist Erin Kara of the MIT Kavli Institute and Brad Wells of the Grammy Award-winning Roomful of Teeth and Williams College Lecturer. We'll learn about the sonification of black holes and the concept of space, and its relationship to sound. The concert will feature chamber music works of Mozart, John Luther Adams, and Urmas Sisask performed by Concord Conservatory faculty, flutist Anthea Kechley, violinist Nicole Parks, cellist Stephen Marotto, and pianist Keun Young Sun.

Guest speaker, MIT Assistant Professor of Physics Erin Kara, is an observational astrophysicist working to understand the physics behind how black holes grow and affect their environments. She has advanced a new technique called X-ray reverberation mapping, which allows astronomers to map the gas falling onto black holes and measure the effects of strongly curved spacetime close to the event horizon. She also works on a variety of transient phenomena, such as tidal disruption events and Galactic black hole outbursts. She is a NASA Participating Scientist for XRISM Observatory, a joint JAXA / NASA X-ray spectroscopy mission, and co-chairs the supermassive black hole working group. Her work in the field of space is extensive, and she also works to develop new and future space missions.
Guest speaker and musician Brad Wells is the Founder and Artistic Director of the Grammy Award-winning new music vocal group Roomful of Teeth. He has led the ensemble in premieres of works by many of today's leading composers, including Caroline Shaw, Terry Riley, and Sarah Kirkland Snider. This new music "vocal band," praised by WQXR as "the future of vocal music," performs regularly in festivals, on concert stages, and in educational residencies around the world. He has composed and arranged vocal and instrumental works that have been performed throughout the U.S. and Europe. Since 1999 Wells has been Artist in Residence in Vocal Music at Williams College. He has lectured and published articles on the physiology and acoustics of non-classical vocal styles and the role of singing in film.

General Admission tickets are $25. Kids under 18 are FREE. Purchase tickets in advance from ConcordConservatory.org or at the door. Email info@concordconservatory.org or call (978) 369-0010 to learn more about CCM, located at 1317 Main Street in the West Concord Union Church.

FINANCIAL FOCUS: Should you Stick with Index-based Investments?

September 21, 2022

You may have heard that you can simplify your investment strategy just by owning index-based or passive investments. But is this a good idea? You’ll want to consider the different aspects of this type of investment style.

To begin with, an index-based investment is a vehicle such as a mutual fund or an exchange-traded fund (ETF) that mimics the performance of a market benchmark, or index — the Dow Jones Industrial Average, the S&P 500, and so on. (An ETF is similar to a mutual fund in that it holds a variety of investments but differs in that it is traded like a common stock.) You can also invest in index funds that track the bond market.

Index investing does offer some benefits. Most notably, it’s a buy-and-hold strategy, which is typically more effective than a market-timing approach, in which individuals try to buy investments when their prices are down and sell them when the prices rise. Attempts to time the market this way are usually futile because nobody can really predict when high and low points will be reached. Plus, the very act of constantly buying and selling investments can generate commissions and fees, which can lower your overall rate of return. Thus, index investing generally involves lower fees and is considered more tax efficient than a more active investing style. Also, when the financial markets are soaring, which happened for several years until this year’s downturn, index-based investments can certainly look pretty good — after all, when the major indexes go up, index funds will do the same.

Conversely, during a correction, when the market drops at least 10% from recent highs, or during a bear market, when prices fall 20% or more, index-based investments will likely follow the same downward path.

And there are also other issues to consider with index-based investments. For one thing, if you’re investing with the objective of matching an index, you may be overlooking the key factors that should be driving your investment decisions — your goals and your risk tolerance. An index is a completely impersonal benchmark measuring the performance of a specific set of investments — but it can’t be a measuring stick of your own progress.

Furthermore, a single index, by definition, can’t be as diversified as the type of portfolio you might need to achieve your objectives. For example, the S&P 500 may track a lot of companies, but they’re predominantly large ones. And to achieve your objectives, you may need a portfolio consisting of large- and small-company stocks, bonds, government securities and other investments. (Keep in mind, though, that while diversification can give you more opportunities for success and can reduce the effects of volatility on your portfolio, it can’t guarantee profits or prevent all losses.)

Ultimately, diversifying across different types of investments that align with your risk tolerance and goals — regardless of whether they track an index — is the most important consideration for your investment portfolio. Use this idea as your guiding principle as you journey through the investment world.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor: Marshall-Ben Tisdale,Westford, MA - www.EdwardJones.com/Marshall-Ben-Tisdale, Edward Jones, Member SIPC

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

Goats and Giggles at the Concord Free Public Library

CONCORD: Bouncing baby goats are coming to the Concord Free Public Library
Children's Garden on October 6 from 10:30-11:30am! Children ages 0-5 and their caregivers are invited for a hands-on playtime with baby goats from Chip-In Farm. There will be plenty of time for goat cuddles and photo ops. The folks from Chip-In will set up a large pen to mix and mingle with their friendly Nigerian dwarf fainting goat kids. While you wait for your turn to pet the goats, enjoy some goat stories with the librarians! For more information about Library programs and services, call (978) 318-3301 (Main Branch) or (978) 318-3350 (Fowler Branch), or visit www.concordlibrary.org.

An Invitation to Share High Holy Days 5783

CONCORD: Kerem Shalom—Vineyard of Peace— warmly invites the community to join in for the High Holy Days 5783! This year’s services and programs will take place both in-person and online and include:

Erev Shabbat Service - September 23, 7:30pm. Spiritually Preparing for the Yamim Noraim (Days of Awe) , in-person only.   Throughout this month of Elul, it is our task to be engaged in a process of deep, introspection and reflection on who we have been over the past year, and who we want to become during the upcoming year. Jewish tradition refers to this process as “Teshuvah.”  This Shabbat Service is the last Shabbat before Rosh HaShanah and the New Year. Take the opportunity to engage in some of the melodies and prayers of the High Holy Days as well as engage in conversation about how we can make real practical sense out of some of the complex themes of the High Holy Days. Also have the opportunity to hear the shofar sounded in preparation for Rosh HaShanah and to sing the words of the Psalm for this season, Psalm 27, Achat Sha’alti.  
Erev Rosh Hashanah - September 25, 7pm – Community Service, in-person and online, with live captioning;
Rosh Hashanah - September 26, 8:30am – Early Childhood Family Service, in-person, with ASL, and online; 10am – Community Service, in-person and online, with live captioning. All children are welcome during the community service. Childcare primarily geared to young children (ages three to eight) is also offered. Students in grades 3-6 are invited to come to the first part of the service and then to join in age-appropriate holiday activities with Rabbi Sam during the Torah Service. Students will return for a special blessing during the Shofar Service.; 12:30 pm – Extended outdoor Kiddush following the Rosh Hashanah service; 4:30 pm – Tashlich at the Old North Bridge – At the Monument Street entrance (NOT Liberty Street). Please note this service will not be available via Zoom.
Rosh Hashanah Day 2 - September 27, 10am – Community Service led by David Orlinoff, in-person and online, with Zoom captioning;
Erev Yom Kippur (Kol Nidre) - October 4, 7pm – Community Service, in-person and online, with live captioning. Please note Rabbi Darby will deliver his main Yom Kippur sermon at this service.;
Yom Kippur - October 5, 8:30 am – Early Childhood Family Service, in-person, with ASL, and online; 10am – Community Service, in-person and online, with live captioning. All children are welcome during the community service. Childcare primarily geared to young children (ages three to eight) also offered. Students in grades 3-6 are invited to come to the first part of the service and then to join in age-appropriate holiday activities with Rabbi Sam during the Torah Service and, optionally, continuing through Yizkor.; 12pm – Yizkor (Memorial Service), in-person and online, with live captioning. See below for information on the Yizkor slide show and how to submit photos.; 1:30pm – Torah Study, with Rabbi Sam, in-person only; 2:30pm – Mindfulness Meditation, with Cheryl Steinberg and Scott Sancetta, in-person only; 3:30pm – Musical Musaf Service, with Tiferet Ensemble, in-person only. 4:30 pm – Mincha (Afternoon Service), in-person and online, with live captioning; 5:30pm – Neilah (Closing Service), in-person and online, with live captioning; 6:30pm – Havdalah, in-person and online, with live captioning.

Visit keremshalom.org for the full schedule as well as registration and further details. For further information, contact the Kerem Shalom Office at ksadmin@keremshalom.org or (978) 369-1223.

Guided House Tours at Job Lane

BEDFORD: Job Lane Farm Museum, 295 North Road, will be open for tours on

September 25. Guided tours are held on the 2nd & 4th Sunday, May through October from 2-4pm. One of the oldest homes in Bedford, Job Lane is owned by the Town of Bedford. The house has Rufus Porter murals, a beautiful garden maintained by the Bedford Garden Club ladies and Children’s Colonial Games. Memory Lane Gift Shop in the Job Lane Barn has many children’s books, Bedford Flag items, and much more. Admission donation is $4/per person or $10 per family.

Mark your calendar for their next big event - a Quilt Exhibit on October 9. They will display older quilts, as well as more modern ones, and other objects having to do with quilting. Info: https://joblanefarmmuseum.org.

Voice Instruction this Fall at Concord Conservatory of Music

Calling All Singers & Want-to-be Singers of Every Age

CONCORD: Gain confidence, learn proper techniques, and get that feel-good feeling while singing. Concord Conservatory of Music (CCM) can help you and your kids achieve all that. CCM offers one-on-one private voice instruction as well as group offerings this fall.

You and your kids can improve the tone and control of your voices Take the time and effort while having fun to discover a wider range of music and vocal best practices. Our accomplished and talented voice instructors, Holly Jennings, Jay Lane, and Gray Leiper, have all received formal music training along with a wealth of performance experience. They know and understand what it means to perform on a stage in front of a live audience. Voice instruction provides continuous feedback. You’ll learn proper breathing and posture for singing while you increase your repertoire and explore new genres.

Gain additional benefits from singing in a group. Start your young singers out right by registering them for Beginner Vocals (ages 6–8). They’ll focus on developing their voice in the context of singing age appropriate songs from the musical theatre repertory. Kids will learn the basic elements of breathing, pitch, voice placement, range development, and tone while working towards a performance of songs from a well-known musical.

Singing in a group builds students’ self-esteem as they work towards a common goal, and form strong friendships as part of a community. The Concord Conservatory Girls Chorus for ages 9-14 receive training in vocal technique and musicianship and explore a wide variety of musical genres including folk, jazz, pop, Broadway, and world music.

If you or your child prefer a smaller group, consider joining a rock or jazz ensemble. Ensembles offer students a wonderful way to learn and collaborate with peers and experience the joy of making music together. Students of similar abilities are grouped together to form trios, quartets, and/or quintets. Musicians will be coached weekly throughout the semester.
Visit www.ConcordConservatory.org for more information. Concord Conservatory of Music is located at 1317 Main Street in the West Concord Union Church. Financial assistance is available.

Library Friends Host Sean Wilentz at Annual Lecture

CONCORD: The Friends of the Concord Library are pleased to announce that Princeton University Professor Sean Wilentz has been selected as the 2022 Ruth Ratner Miller Award winner. The Miller Award lecture will be held on October 15 at 7pm in the new Goodwin Forum of the library on Main Street. The ticketed event is part of the Concord Authors Festival.

The Ruth Ratner Miller Memorial Award for Excellence in American History was established in 1998 by Richard Miller, and is sponsored by her four children, to honor the life of their mother, Ruth Ratner Miller. It has been presented by the Friends of the Concord Public Library since 2001.

Prof. Wilentz is the George Henry Davis 1886 Professor of American HIstory at Princeton University, where he has taught since 1979. According to a Princeton University website, Wilentz is currently at work on The Triumph of American Antislavery, a companion volume to The Rise of American Democracy, which will offer a comprehensive political history of the antislavery movement from its seventeenth-century origins to the eradication of slavery in 1865.

Wilentz’ research includes works on American social and political history. He has written award-winning books including The Rise of American Democracy: Jefferson to Lincoln, which won a Bancroft Prize and was a finalist for a Pulitzer Prize, among other titles.

His books include The Age of Reagan: A History, 1974-2008, a reconsideration of U.S. politics since the Watergate affair; Bob Dylan in America, a consideration of Dylan's place in American cultural history; and The Politicians & The Egalitarians: The Hidden History of American Politics, a thematic collection of essays covering American political history from the Revolution through the 1960s, among other titles. He has also won two Grammy nominations from his writings on American music, including a book on Bob Dylan.

After the lecture, the Friends will hold a reception and book signing in the newly expanded library building. Tickets are $15 for adults; $5 for students, available at both libraries, Barrow Books and the Concord Bookshop. An online presentation will be available free, with donations to the Friends kindly accepted. Visit www.concordlibrary.o rg for more information.

Local Residents Named to Simmons University Dean's List

ACTON/CONCORD: The following local students were named to the 2022 spring semester dean's list at Simmons University in Boston.

* Laura Gaynor, Acton
* Emma Bethel, Acton
* Celia Morse, Acton
* Olivia Palmer, Concord
* Amanda Tong, Concord
* Emma Wilcoxson, Concord

To qualify for dean's list status, undergraduate students must obtain a grade point average of 3.5 or higher, based on 12 or more credit hours of work in classes using the letter grade system.

Located in the heart of Boston, Simmons is a respected private university offering more than 50 majors and programs for undergraduate women and graduate programs open to all on campus, in blended formats, or entirely online in nursing and health sciences, liberal arts, business, communications, social work, public health, and library and information science. Follow Simmons on Twitter at @SimmonsUniv, and on LinkedIn at https://www.linkedin.com/school/simmons-university/.

Girls Inc. Alum to Lead Girls Inc. of Greater Lowell

Alum, Parent & Board Member Bopha Malone Steps Up to Lead 105-year-old Organization

LOWELL/BEDFORD: Girls Incorporated of Greater Lowell (GIGL) is pleased to announce Bopha Malone has accepted the position of Interim Executive Director and has committed to that role for a full year while the Board of Directors conducts a thorough, nationwide search for a permanent leader. Bopha resigned from her prominent VP position at Enterprise Bank to step up and guide Girls Inc. through a period of building upon strengths while developing new programming, hiring and training staff, and meeting the challenges of post-Covid learning loss head on.

“The GIGL Board is grateful to Bopha for stepping into this critical role and leading during a time of real transformation,” said Jennifer Aradhya, president of GIGL Board. “Her deep connection to Girls Inc. and the Greater Lowell community is unsurpassed and we look forward to working together.”

“Girls Inc. is an extraordinary organization that has nurtured, guided, and empowered girls for more than 100 years, preparing them for their futures and helping them to become the best versions of themselves,” said Jack Clancy, Enterprise Bank CEO. “Bopha has consistently embodied Enterprise Bank’s core value of ‘community’ during her time with us and I am delighted to see her bring her talents to this new role at Girls Inc., an organization she is truly passionate about with a mission she so deeply believes in. She will provide tremendous leadership, passion, and purpose to Girls Inc. and she will make a very positive and meaningful impact and difference.”

Bopha immigrated to the U.S. at the age of eight, and credits caring mentors for helping her get to where she is today. She joined Girls Inc. of Lynn at the age of 15 and worked as a Peer Leader, educating youth about racism, homophobia, and the dangers of tobacco use and gun violence, among other issues. As a first-generation Cambodian American who benefited from the support and encouragement of others, her passion is to seek opportunities through her roles at the bank and in the community to give back and help others in the ways that she has been helped.

“Girls Inc. played a tremendous role in my life growing up and was instrumental in helping me become the woman I am today, “said Malone. “I am grateful to Enterprise Bank for supporting my involvement with nonprofits over the 16 years I’ve been with them and am honored by the opportunity to inspire the next generation of girls to be strong, smart, and bold as interim executive director for Girls Inc.”

"Girls Inc. provides a sisterhood of support and transformational programs to help girls tap into their inherent power and become the leaders they are intended to be," said Patricia Driscoll, Chief Operating Officer Girls Inc. National. "I have witnessed Bopha's evolution from a girl balancing traditional cultural norms with her new life to an impassioned professional supporting her community, running for Congress, and now leading Girls Inc. of Greater Lowell. She embodies 'strong, smart, and bold,' and her combined lived and Girls Inc. experiences will be a tremendous asset in the development of the new generation of girl leaders. I am honored to be working alongside her."

In addition to helping thousands of people create financial success for themselves, their families, and their businesses, Malone is actively involved with several nonprofit organizations. She is a trustee of Middlesex Community College, Tufts Medicine (Lowell General Hospital), International Institute of New England, Women Working Wonders and is a member of the Bedford Rotary Club and Chamber of Commerce. She lives in Bedford with her husband and two children and serves as a member of the Bedford Select Board.

FINANCIAL FOCUS: Look Closely at Open Enrollment Choices

September 6, 2022

Once again, it’s the season for football games and back-to-school activities. And if you work for a medium-size or large employer, it will soon be open enrollment season – the time of year when you can review your employee benefits and make changes as needed. What areas should you focus on?

Actually, it’s a good idea to pay close attention to all your benefits. Some of the offerings may have changed from last year — and you might have experienced changes in your own life, too, which might lead you to look for something different from your existing benefits package.

You may want to start with your health insurance. If you’re satisfied with your coverage, and it’s essentially the same as it’s been, you may well want to stick with what you have. However, many employers are increasingly offering high-deductible health plans, which, as the name suggests, could entail more out-of-pocket costs for you. But high-deductible plans may also offer something of benefit: the ability to contribute to a health savings account (HSA). Your HSA contributions are made with pre-tax dollars, so they can reduce your taxable income for the year. Also, your earnings grow tax-free, and your withdrawals are tax-free, provided the money is used for qualified medical expenses. (Withdrawals taken before age 65 that aren’t used for qualified medical expenses are taxable and subject to a 20% penalty; once you reach 65, the penalty no longer applies, although withdrawals are still taxable as income if not used for a qualified expense.)

Your next benefit to consider: Life insurance. Your employer may offer a group life insurance plan, but you’ll want to evaluate whether it’s sufficient for your needs, especially if you’ve experienced changes in your personal situation over the past year, such as getting married or adding a new child. There’s no magic formula for how much life insurance you need — you’ll need to consider a variety of factors, such as your income, family size, mortgage and so on — but it may be necessary to supplement your employer’s coverage with a private policy.

Your employer may also offer disability insurance as a benefit. Some employers’ disability policies are fairly limited, covering only short periods of time, so you may want to consider a private policy.

Beyond the various insurance policies your employer may offer, you’ll also want to closely look at your 401(k) or similar retirement plan. Typically, you can make changes to your 401(k) throughout the year, but it’s important to make sure your investment selections and contribution amounts are still aligned with your risk tolerance and goals. Also, are you contributing enough to earn your employer’s match, if one is offered? And if you’ve already receiving the match, can you still afford to put in more to your plan if such a move makes sense for you?

Your employee benefits package can be a valuable part of your overall financial strategy. So, as open enrollment season proceeds, take a close look at what you already have, what’s being offered, and what changes you need to make. It will be time well spent.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor
Financial Advisor, Alan Bell, Littleton, MA
Edwardjones.com/Alan-Bell
Edward Jones, Member SIPC

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

Pizza, Pizza: Support the Bedford Council on Aging

BEDFORD: On October 6 from 5-9pm, Flatbread has generously offered to donate a portion of the proceeds from the sale of all pizzas to the Bedford Council on Aging! You can either dine in or take out. The money will go to support the CoA's many programs that support Bedford seniors.

The Friends of the Council on Aging will be there hosting a very exciting raffle. ALL the proceeds of the evening go to supporting a variety of programs. Just to mention a few:

1. Day trips and informational programs
2. Memory café that supports those with dementia
3. Seasonal and holiday parties
4. Fix-it shop operation
5. Exercise programs
6. Saturday Netflix movie with popcorn and drinks

Join the Friends of Bedford Council On Aging (FBCOA) at Flatbread Pizza on Burlington Road. Enjoy a fun night out, mingle with members of the FBCOA , and who knows, maybe even win the raffle! You can dine in or take out, so why cook dinner when you could to enjoy a scrumptious pizza while supporting the Bedford Council On Aging?!

Spinning is Not a Lost Art at Job Lane Farm Museum

BEDFORD: Spinning is not a lost art. In 1768, Boston merchants decided not to import any products from Britain, including textiles. Ladies here had to learn to spin, which gave way to spinning bees. Some spinning bees are still held. On September 11 from 2-4pm, Zoe Lawson, a very knowledgeable spinner as well as Elizabeth Skipper will be spinning during Job Lane house tours for all to see. Info: https://joblanefarmmuseum.org.

Bedford Cultural Council Grant Applications Open; Deadline October 17

BEDFORD: The Bedford Cultural Council grant cycle for FY23 opened September 1, and the BCC seeks applications from interested individuals and organizations for funding. Eligible projects include a wide range of artistic projects and activities in and around Bedford — including festivals and performances; lectures and workshops; arts education and enrichment programs for children and adults; nature, science, and environmental education projects; and projects celebrating local history and cultural diversity. First-time applicants are given priority in grant decisions.

People of all ages, backgrounds, and affiliations are encouraged to apply for projects that will enhance Bedford as a community. Funding for the grants comes from Mass Cultural Council with the Select Board also allocating funding. This year, Select Board liaison Emily Mitchell emphasized the Select Board’s continuing commitment, noting that "Bedford has a long history of community arts and culture, and the Bedford Cultural Council is an integral partner is bringing innovative and inclusive programs to the Town through its annual grant program. The Select Board strongly encourages individuals and community groups to apply for FY23 grants to continue Bedford's rich tradition of cultural and educational opportunities.”

"As a former BCC Chair, I'm always proud to see the amazing work that the Cultural Council supports. The dedication of the BCC volunteers exemplifies the best of Bedford. I encourage everyone involved in the arts and humanities to apply and take advantage of this incredible resource," said Bedford's State Representative Ken Gordon.

“The Council works hard to encourage people in the community to apply for grants, then is put to the task of applying limited resources to fund worthwhile projects,” said Bedford’s State Senator Mike Barrett. “These grants ensure that Bedford's wealth of cultural groups will continue to thrive.”

The application is completely electronic, straightforward, and relatively easy to complete. Bedford funding priorities, local guidelines, and information are available online at www.bedfordma.gov/cultural-council and www.mass-culture.org/Bedford. The online application is available at https://massculturalcouncil.smartsimple.com/s_Login.jsp.

If you want to learn more about the online application and process, the Massachusetts Cultural Council is hosting an information session on September 13, 2022. You can register for this webinar at https://massculturalcouncil.org/event/how_to_apply_localculturalcouncilgrant/. More detailed information on the grant process can be found at https://massculturalcouncil.org/communities/local-cultural-council-program/application-process/

If you have any questions, please email the Bedford Cultural Council at BedfordMACulturalCouncil@gmail.com or contact Barbara Purchia at bsrpurchia@aol.com or 781-275-2464.

Beford Library Hosts Fall Book Sale

BEDFORD: The Friends of the Bedford Library are delighted to hold their Fall book sale this year inside the library on the following dates:

September 15 from 6:30-8:30pm (Special Members Preview)
September 16 from 1-5pm
September 17 from 10am-4pm
September 18 from 1-4pm ($10 Bag Sale)

There are thousands of fiction and non-fiction books, DVDs, CDs and more for adults, teens and children. Don’t miss out on wonderful books, puzzles, games, and other merchandise at great prices. And remember, 100% of all proceeds go directly to support Bedford Public Library
programs and acquisitions.

All visitors to the sale, please wear masks to keep Volunteers safe!

Sample the Concord Open Bluegrass Jam
Free Jam Session September 10

CONCORD: Discover the joys of making music with others in a special bluegrass jam session during the Concord Conservatory of Music’s Discovery Day Open House on September 10, from 3-4pm. Join the area’s roots music community for a jam session in the beautiful Sanctuary of the West Concord Union Church. CCM faculty member and mandolinist Maxfield Anderson will lead the group through vocal songs and instrumental tunes from a variety of musical traditions, including bluegrass, old time, classic country and western, blues, swing, and beyond. This session is open to acoustic musicians, including voice, fiddle, mandolin, guitar, banjo, dobro, bass, cello, harmonica, etc. — at all levels — and community members who wish to listen and enjoy the sanctuary.

The Concord Open Bluegrass Jam runs weekly on Thursdays from 7:30-9pm. For more information, visit concordconservatory.org/news-events/jams.

Discovery Day Open House at CCM
Instrument Exploration for Kids & Adults

CONCORD: Start your Fall off with a free, fun and interactive afternoon event for kids and adults! Try out instruments you’ve never even held before at the Concord Conservatory of Music’s Discovery Day Open House on September 10 from 1–3 pm.

Experience hands-on Instrument Exploration, which allows you to play various instruments in a safe environment. You'll be guided to determine which instrument and group class is right for you and your kids. Develop your talent and skills with exceptional and innovative instructors, who are trained in the best practices for today’s techniques and technologies. Not limited to beginners, students already playing an instrument will also have the opportunity to meet instructors to find the right match. For ages newborn through age 11, choose demo classes appropriate for your child’s age and interests. Sign-up in advance online at www.ConcordConservatory.org.

Introduce your kids to the world of music through singing, dancing, and games! CCM Early Childhood and Music & Movement group classes help kids develop social, cognitive, and emotional skills while having fun with music. Young musicians explore all the qualities of music through movement—learning about pitch, phrasing, accent, and all of the richness of music. Experience free 30-minute Music & Movement and Group Keyboard classes, too!Group Keyboard allows students to learn to read music and play the piano through songs, games, movement, and educational activities. The small classes of students move together as a group, covering note reading, rhythm skills, and ear training by singing with solfège.

You can also enter a raffle at Discovery Day to win a free CCM Group Class for the 2022 Fall semester! Additionally, anyone registering for a group class at the Open House will receive a 10% discount. Discount valid only at the Open House.

For new students seeking private lessons, visit www.ConcordConservatory.org and submit a Student Interest Form or call (978) 369-0010. Concord Conservatory of Music is located at 1317 Main Street in the West Concord Union Church. Financial assistance is available.

Ukulele group class at concord conservatory of music

Free Trial Group Classes at CCM

CONCORD: Did you know that you can sample a Concord Conservatory of Music (CCM) Group Class to see if it’s a fit for you? Have fun connecting with other musicians and learning in a social and supportive shared experience. The CCM Free Trial Group Class week runs from September 12-17.

CCM group classes provide excellence in music education, balancing rigor with the joy and fun of creating music for any age. Group classes are available for the true beginner and the more advanced student. Small classes give each student individual attention, yet learning in a social experience. Register as soon as possible due to maximum enrollments per group class. Sign-up for your free trial group classes at www.ConcordConservatory.org

Kids gain a strong foundation of playing technique, music theory, and musicality, which inspires a lifetime of continued music appreciation and enjoyment. Now even babies and toddlers can attend Concord Conservatory of Music! For adults, CCM offers many ways to help you develop and continue your lifelong love of music. Try out one of our banjo, ukulele, or guitar classes. Maybe you want to learn how to jam in a bluegrass group! For information on the complete list of CCM offerings, visit www.ConcordConservatory.org, email info@concordconservatory.org or call (978) 369-0010.

River Clean-up Volunteers Needed!

ACTON: OARS needs volunteers to help spread out across the Sudbury, Assabet and Concord river watershed to clean up rivers, streams, ponds and trails! This year marks the 36th Annual River Clean-up which will be hybrid and take place September 16 thru 18. Every year OARS relies on the support of volunteers and local businesses to keep our rivers clean. Local business owners are also encouraged to reach out and find out how company teams can get involved in this year’s clean-up. Visit www.oars3rivers.org to find out how to join in!

OARS is a nonprofit, science-based organization whose mission is to protect, improve and preserve the Assabet, Sudbury and Concord River watersheds for all people and wildlife. The watershed includes: Acton, Ashland, Bedford, Berlin, Boxboro, Billerica, Carlisle, Concord, Framingham, Hopkinton, Hudson, Lincoln, Maynard, Marlboro, Northborough, Lowell, Saxonville, Stow, Southborough, Sudbury, Tewksbury, Wayland and Westborough.

FINANCIAL FOCUS: Prepare Yourself for a Long Retirement

August 29, 2022

We all want to live long lives. We all expect to live long lives. But are we financially prepared for this longevity? Before we get to the issue of preparation, let’s look at a couple of interesting findings from a 2022 survey by Age Wave and Edward Jones:

The surveyed retirees said, on average, they expect to live to 89, and they said the ideal length of retirement is 29 years.
When asked if they want to live to 100, nearly 70% of the respondents said “yes.” The main reason for this desire for long life? To spend more years with their family and friends.

Of course, none of us can see into the future and know how long we’ll be around. But with advances in medical care and a greater awareness of healthy lifestyles, these aspirations have a real basis in reality.

However, if you’re going to enjoy a longer lifespan, and the extra years with your loved ones, you need to ensure your finances are also in good shape. How can you make this happen? Here are some basic steps to follow:

Save and invest early and often. This may be the oldest piece of financial advice, but it’s still valid. The earlier you start saving and investing for your retirement, the greater your potential accumulation. Consider this: If you began saving just $5,000 per year at age 25, and earned a hypothetical 6.5% annual rate of return, and didn’t take any early withdrawals, you’d end up with $935,000 by the time you reached 65. But if you waited until 35 to start saving and investing, and you earned the same hypothetical 6.5% return – again with no early withdrawals – you’d only end up with $460,000. And if you didn’t start saving until 45, you’d end up with just over $200,000, again given the same 6.5% return.
Be mindful of debt. You may not want to be burdened with certain debts when you enter retirement. So, while you’re still working, try to reduce unwanted debts, particularly those that don’t offer the financial benefits of tax-deductible interest payments. The lower your debt load, the more you can save and invest for the future.
Keep reviewing your progress. It’s important to monitor the progress you need to make toward achieving your goal of a comfortable retirement. Over the short term, your investment balances may fluctuate, especially in volatile financial markets such as we’ve seen in the early part of this year. But you’ll get a clearer picture of your situation if you look at long-term results. For example, have your accounts grown over the past 10 years as much as you had planned? And going forward, do you think you’re in good shape, or will you need to make some changes to your investment strategy? Keep in mind that, if you’re 50 or older, you can make “catch-up” contributions to your IRA and 401(k) that allow you to exceed the regular limits. You may also want to adjust your investment mix as you near retirement to potentially lower your risk exposure.

Hopefully, you will enjoy many years of a healthy, happy retirement. And you can help support this vision by carefully considering your financial moves and making the ones that are right for you.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor
Financial Advisor, Mandy Calouro, Chelmsford, MA
Edwardjones.com/Mandy-Calouro, Edward Jones, Member SIPC

Concord Park Transforms into Tropical Island for Hawaiian Luau

CONCORD: Residents at Concord Park Senior Living were in a tropical state of mind for the most recent stop on their Grab Your Passport Road Trip Around America! Staff organized a day of Hawaiian music, snacks and decorations to transport residents to the islands.

Grab Your Passport! is an innovation from Senior Living Residences, management company for Concord Park. It is an educational program that gives residents the opportunity to connect to the world around them, interact with new cultures, and explore new places. Each month, the entire community virtually travels to a new destination through decorations, music, cuisine and educational programming. Highlights of the day include hands-on activities and sharing artifacts, family recipes, photos, and stories of past travels.

Concord Park hosted a Hawaiian luau to celebrate the beautiful state. Residents and staff looked snazzy in their shades, which were decorated with flamingos, palm trees and seashells to add to the oceanside atmosphere. They also posed with lei necklaces and a tropical backdrop. Residents cooled down with piña colada popsicles while Concord Park’s Director of Dining Experience, Misty Heldermon, demonstrated how to crack open a coconut. The addition of live singing and guitar made this an experience to remember.

Located in the heart of historic West Concord Village, Concord Park is a Volunteers of America Massachusetts community offering independent and assisted living options as well as a state-of-the-art Compass Memory Support Neighborhood® featuring innovative, research-based programming for those with memory loss. The community recently unveiled new and renovated spaces for residents to enjoy including a new theater, fitness center and cafe, and an expanded and updated dining room, salon, and living room. Those interested in learning more can visit www.ConcordPark.org or can contact Maryellen King at mking@slr-usa.com or (978) 369-4728.

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Concord Conservatory's Singing With Parkinson's Chorus Challenges Progression

CONCORD: Concord Conservatory of Music’s Singing with Parkinson’s Chorus brings together Parkinson’s patients, their families, and caregivers to provide enjoyment, strength and comradery. This is an ongoing program, and participants are welcome to come at any time during the semester to try out the chorus. Meetings are on Tuesdays, 10:30am-Noon and will resume on September 6.

A chorus-based opportunity to participate in voice therapy through song, Singing with Parkinson’s focuses on vocal fitness while offering people coping with the disease a chance to sing together, perform in the community and build new friendships. Breathing, stretching, posture, and vocal exercises are taught in a supportive, congenial environment. The chorus sings songs from a variety of genres, with input from the group helps guide the repertoire. The cost for participants is $50 for the fall semester, which is 10 sessions, and there’s no cost for caregivers and family members to attend.

Concord Conservatory of Music is located at 1317 Main Street in the West Concord Union Church. Financial assistance is available. Visit www.concordconservatory.org for information.

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A weekly advertising publication with seven (7) different editions to choose from - Acton (Acton, Maynard), Boxboro, Chelmsford, Concord (Concord, Carlisle, Bedford), Hudson (Hudson, Stow), Marlborough (Marlborough, Sudbury) and Westford (Westford, Littleton), Each edition is filled with news, events, puzzles, local advertisers, classifieds and more!

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